# GUILD MORTGAGE COMPANY LLC

> **Canonical URL:** https://saferate.com/lenders/guild-mortgage-company


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


GUILD MORTGAGE COMPANY LLC is a independent mortgage company, headquartered in GLENDALE, CA, serving borrowers nationwide, with 58,550 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 75% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 17% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300AQ3T62GXDU7D76
- **Headquarters:** GLENDALE, CA
- **Geographic Reach:** National
- **States Served:** 50
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 97.9%
- **Brokered/Wholesale:** 2.1%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 83/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.387%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,553
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 58,550
- **Dollar Volume:** $20.8 billion
- **Applications Received:** 79,496
- **Market Share:** 164.00%

## Typical Borrower Profile

- **Average Loan Amount:** $355,984
- **Average Borrower Income:** $131,762
- **Average Property Value:** $446,660

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (62%)
- ⭐ **FHA Gold Superstar** (62%)
- ⭐ **VA Gold Superstar** (62%)
- ⭐ **Jumbo Gold Superstar** (62%)
- ⭐ **USDA Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (62%)
- ⭐ **Refinance Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 95/100 | 35,917 | +0.360% | $3,464 | Exceptional 🤩 |
| FHA | 96/100 | 15,589 | +0.647% | $3,849 | Exceptional 🤩 |
| VA | 92/100 | 5,202 | -0.171% | $3,563 | Exceptional 🤩 |
| Jumbo | 90/100 | 719 | +0.289% | $2,699 | Exceptional 🤩 |
| USDA | 100/100 | 1,123 | -0.061% | $2,580 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 31,771 loans, Score: 95/100 (Exceptional)
- Refinance: 4,146 loans, Score: 89/100 (Exceptional)

**FHA:**
- Purchase: 14,496 loans, Score: 96/100 (Exceptional)
- Refinance: 1,093 loans, Score: 88/100 (Exceptional)

**VA:**
- Purchase: 4,891 loans, Score: 92/100 (Exceptional)
- Refinance: 311 loans, Score: 86/100 (Exceptional)

**Jumbo:**
- Purchase: 623 loans, Score: 90/100 (Exceptional)
- Refinance: 96 loans, Score: 86/100 (Exceptional)

**USDA:**
- Purchase: 1,121 loans, Score: 100/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 95/100 | 52,902 | $18.9B | +0.402% | Exceptional 🤩 |
| Refinance | 90/100 | 5,648 | $1.9B | +0.279% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 5,244 | 1.50% | 88/100 |
| MO | 3,817 | 5.10% | 91/100 |
| WA | 3,807 | 4.48% | 97/100 |
| OR | 3,081 | 7.23% | 98/100 |
| CA | 3,038 | 1.07% | 80/100 |
| NV | 2,854 | 7.09% | 100/100 |
| CO | 2,693 | 3.23% | 88/100 |
| GA | 2,399 | 1.74% | 86/100 |
| UT | 2,395 | 5.32% | 90/100 |
| AZ | 2,267 | 2.28% | 86/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 8,330 | 90/100 |
| St. Louis, MO | MO-IL | 2,800 | 100/100 |
| Portland | OR-WA | 1,873 | 93/100 |
| Las Vegas | NV | 1,598 | 96/100 |
| Denver | CO | 1,279 | 85/100 |
| Phoenix | AZ | 1,246 | 81/100 |
| Houston | TX | 1,039 | 81/100 |
| Atlanta | GA | 985 | 82/100 |
| Columbia, SC | SC | 959 | 100/100 |
| Albuquerque, NM | NM | 901 | 93/100 |
| Sacramento | CA | 828 | 82/100 |
| Chicago | IL | 814 | 78/100 |
| Reno, NV | NV | 776 | 100/100 |
| Fort Worth | TX | 761 | 87/100 |
| Seattle | WA | 723 | 85/100 |

## Where This Lender Ranks

GUILD MORTGAGE COMPANY LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Missouri for USDA Loans
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Missouri for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in St. Louis, MO for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-louis-mo/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Columbia, SC for USDA Loans
  - [View Full Rankings](https://saferate.com/columbia-sc/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Columbia, SC for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/columbia-sc/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Albuquerque, NM for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/albuquerque-nm/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥇 **#1** in Fort Worth for USDA Loans
  - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Fort Worth for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Augusta for USDA Loans
  - [View Full Rankings](https://saferate.com/augusta/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Augusta for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/augusta/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Lancaster, PA for USDA Loans
  - [View Full Rankings](https://saferate.com/lancaster-pa/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Lancaster, PA for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lancaster-pa/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Montgomery, AL for USDA Loans
  - [View Full Rankings](https://saferate.com/montgomery-al/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Montgomery, AL for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/montgomery-al/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Wilmington, DE for USDA Loans
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Wilmington, DE for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Scranton for USDA Loans
  - [View Full Rankings](https://saferate.com/scranton/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Scranton for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/scranton/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Wichita, KS for USDA Loans
  - [View Full Rankings](https://saferate.com/wichita-ks/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Wichita, KS for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wichita-ks/best-mortgage-lenders/mortgage-companies/usda-loans)

## Frequently Asked Questions

### What loan types does GUILD MORTGAGE COMPANY LLC offer?

GUILD MORTGAGE COMPANY LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does GUILD MORTGAGE COMPANY LLC offer mortgages?

GUILD MORTGAGE COMPANY LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are GUILD MORTGAGE COMPANY LLC's mortgage rates?

GUILD MORTGAGE COMPANY LLC has a pricing score of 25/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.387% above market average.

### What type of lender is GUILD MORTGAGE COMPANY LLC?

GUILD MORTGAGE COMPANY LLC is a non-depository lender that specializes in mortgage origination, headquartered in GLENDALE, CA.

### What is GUILD MORTGAGE COMPANY LLC's loan approval success rate?

GUILD MORTGAGE COMPANY LLC has a pull-through score of 83/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/guild-mortgage-company

### How to Cite

> "GUILD MORTGAGE COMPANY LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/guild-mortgage-company

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