# HALLMARK HOME MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/hallmark-home-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


HALLMARK HOME MORTGAGE, LLC is a independent mortgage company, headquartered in FORT WAYNE, IN, serving borrowers across 14 states, with 2,247 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 81% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 16% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300HD2NONVMCRN332
- **Headquarters:** FORT WAYNE, IN
- **Geographic Reach:** Multi-Region
- **States Served:** 14
- **State List:** CO, FL, GA, IL, IN, KS, KY, MI, MO, NC, OH, SC, TN, TX
- **Markets (MSAs):** 21
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 19/100
- Rating: ●○○○○ (1/5)

### Pull Through: Exceptional 🤩
- Score: 84/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.678%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,822
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,247
- **Dollar Volume:** $573 million
- **Applications Received:** 2,832
- **Market Share:** 6.00%

## Typical Borrower Profile

- **Average Loan Amount:** $254,964
- **Average Borrower Income:** $108,742
- **Average Property Value:** $302,797

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 81/100 | 1,448 | +0.648% | $2,638 | Exceptional 🤩 |
| FHA | 82/100 | 617 | +0.933% | $3,292 | Exceptional 🤩 |
| VA | 77/100 | 148 | -0.033% | $2,941 | Strong 😀 |
| USDA | 78/100 | 34 | +0.739% | $2,400 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,354 loans, Score: 82/100 (Exceptional)
- Refinance: 94 loans, Score: 65/100 (Strong)

**FHA:**
- Purchase: 593 loans, Score: 83/100 (Exceptional)
- Refinance: 24 loans, Score: 70/100 (Strong)

**VA:**
- Purchase: 146 loans, Score: 78/100 (Strong)

**USDA:**
- Purchase: 34 loans, Score: 78/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 83/100 | 2,127 | $541M | +0.684% | Exceptional 🤩 |
| Refinance | 67/100 | 120 | $32M | +0.590% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 1,542 | 1.69% | 90/100 |
| TX | 316 | 0.09% | 68/100 |
| MO | 145 | 0.19% | 64/100 |
| MI | 87 | 0.08% | 58/100 |
| KS | 41 | 0.14% | 56/100 |
| FL | 39 | 0.01% | 44/100 |
| NC | 37 | 0.03% | 47/100 |
| OH | 29 | 0.02% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| South Bend | IN-MI | 430 | 100/100 |
| Indianapolis | IN | 337 | 81/100 |
| Non |  | 317 | 65/100 |
| Fort Wayne, IN | IN | 286 | 84/100 |
| Kansas City, MO | MO-KS | 144 | 68/100 |
| Brownsville | TX | 126 | 96/100 |
| Elkhart | IN | 98 | 82/100 |
| Tyler, TX | TX | 66 | 79/100 |
| Columbus, IN | IN | 60 | 76/100 |
| Lafayette | IN | 50 | 65/100 |
| Michigan City | IN | 38 | 73/100 |
| Houston | TX | 37 | 50/100 |
| Niles, MI | MI | 37 | 63/100 |
| Deltona | FL | 23 | 51/100 |
| San Antonio | TX | 19 | 45/100 |

## Where This Lender Ranks

HALLMARK HOME MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in South Bend for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/south-bend/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#6** in Elkhart for VA Loans
  - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/va-loans)
- 🏆 **#6** in Elkhart for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#7** in South Bend for VA Loans
  - [View Full Rankings](https://saferate.com/south-bend/best-mortgage-lenders/va-loans)
- 🏆 **#7** in Elkhart Mortgage Companies
  - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Fort Wayne, IN for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-wayne-in/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#9** in Columbus, IN Mortgage Companies
  - [View Full Rankings](https://saferate.com/columbus-in/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Columbus, IN for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/columbus-in/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#9** in Niles, MI for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/niles-mi/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Elkhart for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Columbus, IN for FHA Loans
  - [View Full Rankings](https://saferate.com/columbus-in/best-mortgage-lenders/fha-loans)
- 🏆 **#10** in Niles, MI Mortgage Companies
  - [View Full Rankings](https://saferate.com/niles-mi/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in St. Joseph, MO for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-joseph-mo/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in South Bend Mortgage Companies
  - [View Full Rankings](https://saferate.com/south-bend/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in South Bend for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/south-bend/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Tyler, TX Mortgage Companies
  - [View Full Rankings](https://saferate.com/tyler-tx/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in Michigan City Mortgage Companies
  - [View Full Rankings](https://saferate.com/michigan-city/best-mortgage-lenders/mortgage-companies)
- 🏆 **#12** in Fort Wayne, IN for VA Loans
  - [View Full Rankings](https://saferate.com/fort-wayne-in/best-mortgage-lenders/va-loans)
- 🏆 **#12** in Elkhart for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#12** in Tyler, TX for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tyler-tx/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does HALLMARK HOME MORTGAGE, LLC offer?

HALLMARK HOME MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HALLMARK HOME MORTGAGE, LLC offer mortgages?

HALLMARK HOME MORTGAGE, LLC offers mortgages in 14 states: CO, FL, GA, IL, IN, KS, KY, MI, MO, NC, OH, SC, TN, TX.

### How competitive are HALLMARK HOME MORTGAGE, LLC's mortgage rates?

HALLMARK HOME MORTGAGE, LLC has a pricing score of 19/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.678% above market average.

### What type of lender is HALLMARK HOME MORTGAGE, LLC?

HALLMARK HOME MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in FORT WAYNE, IN.

### What is HALLMARK HOME MORTGAGE, LLC's loan approval success rate?

HALLMARK HOME MORTGAGE, LLC has a pull-through score of 84/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/hallmark-home-mortgage

### How to Cite

> "HALLMARK HOME MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/hallmark-home-mortgage

---

**[View Interactive Profile →](https://saferate.com/lenders/hallmark-home-mortgage)**