# HARMONY HOME LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/harmony-home-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


HARMONY HOME LENDING, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, with 108 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 46% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300OXACCQ40L83673
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CO
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 97%
- **Brokered/Wholesale:** 3%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 54/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 108
- **Dollar Volume:** $44 million
- **Applications Received:** 132
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $403,611
- **Average Borrower Income:** $175,454
- **Average Property Value:** $542,222

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 108 | +0.555% | $4,103 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 108 loans, Score: 48/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 108 | $44M | +0.555% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CO | 108 | 0.13% | 71/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Fort Collins | CO | 72 | 82/100 |
| Greeley, CO | CO | 36 | 71/100 |

## Frequently Asked Questions

### What loan types does HARMONY HOME LENDING, LLC offer?

HARMONY HOME LENDING, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HARMONY HOME LENDING, LLC offer mortgages?

HARMONY HOME LENDING, LLC offers mortgages in 1 states: CO.

### What type of lender is HARMONY HOME LENDING, LLC?

HARMONY HOME LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is HARMONY HOME LENDING, LLC's loan approval success rate?

HARMONY HOME LENDING, LLC has a pull-through score of 54/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/harmony-home-lending

### How to Cite

> "HARMONY HOME LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/harmony-home-lending

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