# HIGHTECHLENDING INC

> **Canonical URL:** https://saferate.com/lenders/hightechlending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


HIGHTECHLENDING INC is a independent mortgage company, headquartered in IRVINE, CA, serving borrowers across 10 states, with 260 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 83% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 63% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300CK7U1WMTIG6687
- **Headquarters:** IRVINE, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** AZ, CA, FL, HI, NJ, NV, OR, SC, TX, WA
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 17/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 37/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.405%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,256
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 260
- **Dollar Volume:** $139 million
- **Applications Received:** 395
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $535,462
- **Average Borrower Income:** $187,627
- **Average Property Value:** $700,038

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 169 | +0.480% | $4,399 | Sound ☺️ |
| FHA | 60/100 | 61 | +0.473% | $4,465 | Strong 😀 |
| VA | 60/100 | 22 | -0.328% | $3,172 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 143 loans, Score: 44/100 (Sound)
- Refinance: 26 loans, Score: 34/100 (Acceptable)

**FHA:**
- Purchase: 54 loans, Score: 60/100 (Sound)

**VA:**
- Purchase: 21 loans, Score: 60/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 47/100 | 225 | $122M | +0.432% | Sound ☺️ |
| Refinance | 45/100 | 35 | $17M | +0.230% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 95 | 0.03% | 61/100 |
| NV | 69 | 0.17% | 67/100 |
| HI | 45 | 0.50% | 66/100 |
| FL | 38 | 0.01% | 50/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Las Vegas | NV | 68 | 69/100 |
| Los Angeles | CA | 57 | 63/100 |
| Urban Honolulu, HI | HI | 36 | 65/100 |
| Fort Lauderdale | FL | 22 | 53/100 |
| Anaheim | CA | 10 | 43/100 |

## Where This Lender Ranks

HIGHTECHLENDING INC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#13** in Urban Honolulu, HI for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/urban-honolulu-hi/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#14** in Urban Honolulu, HI for FHA Loans
  - [View Full Rankings](https://saferate.com/urban-honolulu-hi/best-mortgage-lenders/fha-loans)
- 🏆 **#16** in Hawaii for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hawaii/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#17** in Hawaii for FHA Loans
  - [View Full Rankings](https://saferate.com/hawaii/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does HIGHTECHLENDING INC offer?

HIGHTECHLENDING INC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HIGHTECHLENDING INC offer mortgages?

HIGHTECHLENDING INC offers mortgages in 10 states: AZ, CA, FL, HI, NJ, NV, OR, SC, TX, WA.

### How competitive are HIGHTECHLENDING INC's mortgage rates?

HIGHTECHLENDING INC has a pricing score of 17/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.405% above market average.

### What type of lender is HIGHTECHLENDING INC?

HIGHTECHLENDING INC is a non-depository lender that specializes in mortgage origination, headquartered in IRVINE, CA.

### What is HIGHTECHLENDING INC's loan approval success rate?

HIGHTECHLENDING INC has a pull-through score of 37/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/hightechlending

### How to Cite

> "HIGHTECHLENDING INC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/hightechlending

---

**[View Interactive Profile →](https://saferate.com/lenders/hightechlending)**