# HOMEBRIDGE FINANCIAL SERVICES, INC. > **Canonical URL:** https://saferate.com/lenders/homebridge-financial-services > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible HOMEBRIDGE FINANCIAL SERVICES, INC. is a independent mortgage company, headquartered in Iselin, NJ, serving borrowers nationwide, with 2,696 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 65% of lenders for competitive rates - **Approval Rate:** Ranks in the top 45% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 5493001WHVQBGRSWEU75 - **Headquarters:** Iselin, NJ - **Geographic Reach:** National - **States Served:** 50 - **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY - **Markets (MSAs):** 50 - **Primary Channel:** wholesale - **Direct Origination:** 0% - **Brokered/Wholesale:** 100% ## Safe Rate Ratings ### Pricing: Acceptable πŸ™‚ - Score: 35/100 - Rating: ●●○○○ (2/5) ### Pull Through: Sound ☺️ - Score: 55/100 - Rating: ●●●○○ (3/5) ### Pricing Details - **Average Rate Spread:** +0.368% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,403 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 2,696 - **Dollar Volume:** $1.3 billion - **Applications Received:** 4,535 - **Market Share:** 8.00% ## Typical Borrower Profile - **Average Loan Amount:** $483,412 - **Average Borrower Income:** $238,059 - **Average Property Value:** $634,142 ## Safe Rate Awards πŸ† - ⭐ **FHA Gold Superstar** (63%) - ⭐ **VA Gold Superstar** (63%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 62/100 | 1,442 | +0.565% | $3,833 | Strong πŸ˜€ | | FHA | 78/100 | 890 | +0.432% | $1,502 | Strong πŸ˜€ | | VA | 73/100 | 219 | -0.281% | $1,626 | Strong πŸ˜€ | | Jumbo | 79/100 | 133 | +1.149% | $3,868 | Strong πŸ˜€ | | USDA | 48/100 | 12 | +0.371% | $2,588 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 1,134 loans, Score: 62/100 (Strong) - Refinance: 308 loans, Score: 65/100 (Strong) **FHA:** - Purchase: 727 loans, Score: 78/100 (Strong) - Refinance: 163 loans, Score: 79/100 (Strong) **VA:** - Purchase: 143 loans, Score: 71/100 (Strong) - Refinance: 76 loans, Score: 80/100 (Strong) **Jumbo:** - Purchase: 79 loans, Score: 77/100 (Strong) - Refinance: 54 loans, Score: 83/100 (Exceptional) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 68/100 | 2,095 | $997M | +0.495% | Strong πŸ˜€ | | Refinance | 68/100 | 601 | $306M | +0.206% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | CA | 552 | 0.19% | 72/100 | | NY | 366 | 0.32% | 74/100 | | FL | 346 | 0.12% | 67/100 | | NJ | 175 | 0.20% | 69/100 | | TX | 164 | 0.05% | 59/100 | | CO | 88 | 0.11% | 58/100 | | AZ | 78 | 0.08% | 57/100 | | GA | 76 | 0.06% | 56/100 | | LA | 63 | 0.18% | 57/100 | | MD | 57 | 0.08% | 55/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 191 | 57/100 | | New York | NY-NJ | 182 | 70/100 | | Nassau County | NY | 178 | 73/100 | | Los Angeles | CA | 153 | 68/100 | | Riverside | CA | 129 | 66/100 | | San Diego | CA | 77 | 62/100 | | Phoenix | AZ | 59 | 55/100 | | Lakewood | NJ | 56 | 60/100 | | Newark, NJ | NJ | 56 | 62/100 | | Tampa, FL | FL | 52 | 57/100 | | Atlanta | GA | 46 | 53/100 | | Denver | CO | 45 | 54/100 | | Cape Coral | FL | 41 | 57/100 | | Orlando | FL | 41 | 54/100 | | Houston | TX | 39 | 50/100 | ## Where This Lender Ranks HOMEBRIDGE FINANCIAL SERVICES, INC. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#9** in Nassau County for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#10** in Hammond, LA for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in New York for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Vermont for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#12** in San Diego for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#13** in Nassau County for FHA Loans - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/fha-loans) - πŸ† **#13** in Vermont for FHA Loans - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/fha-loans) - πŸ† **#13** in Hammond, LA for FHA Loans - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/fha-loans) - πŸ† **#14** in San Diego for FHA Loans - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/fha-loans) - πŸ† **#14** in Portland for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#15** in Los Angeles for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#15** in Albuquerque, NM for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/albuquerque-nm/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#15** in Kiryas Joel for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kiryas-joel/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#16** in New York for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-york-state/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#16** in New York for FHA Loans - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/fha-loans) - πŸ† **#16** in Portland for FHA Loans - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/fha-loans) - πŸ† **#17** in Nassau County for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#18** in Los Angeles for FHA Loans - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/fha-loans) - πŸ† **#18** in Albuquerque, NM for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/albuquerque-nm/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#19** in Newark, NJ for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/mortgage-companies/fha-loans) ## Frequently Asked Questions ### What loan types does HOMEBRIDGE FINANCIAL SERVICES, INC. offer? HOMEBRIDGE FINANCIAL SERVICES, INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does HOMEBRIDGE FINANCIAL SERVICES, INC. offer mortgages? HOMEBRIDGE FINANCIAL SERVICES, INC. is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are HOMEBRIDGE FINANCIAL SERVICES, INC.'s mortgage rates? HOMEBRIDGE FINANCIAL SERVICES, INC. has a pricing score of 35/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.368% above market average. ### What type of lender is HOMEBRIDGE FINANCIAL SERVICES, INC.? HOMEBRIDGE FINANCIAL SERVICES, INC. is a non-depository lender that specializes in mortgage origination, headquartered in Iselin, NJ. ### What is HOMEBRIDGE FINANCIAL SERVICES, INC.'s loan approval success rate? HOMEBRIDGE FINANCIAL SERVICES, INC. has a pull-through score of 55/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/homebridge-financial-services ### How to Cite > "HOMEBRIDGE FINANCIAL SERVICES, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/homebridge-financial-services --- **[View Interactive Profile β†’](https://saferate.com/lenders/homebridge-financial-services)**