# Homesale Mortgage, LLC > **Canonical URL:** https://saferate.com/lenders/homesale-mortgage > **📋 Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible Homesale Mortgage, LLC is a independent mortgage company, headquartered in SUFFOLK, VA, serving borrowers across 6 states, with 510 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 67% of lenders for competitive rates - **Approval Rate:** Ranks in the top 28% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300I316H4TE334G62 - **Headquarters:** SUFFOLK, VA - **Geographic Reach:** Multi-Region - **States Served:** 6 - **State List:** DE, MD, NC, PA, VA, WV - **Markets (MSAs):** 10 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Acceptable 🙂 - Score: 33/100 - Rating: ●●○○○ (2/5) ### Pull Through: Strong 😀 - Score: 72/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.459% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,082 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 510 - **Dollar Volume:** $134 million - **Applications Received:** 589 - **Market Share:** 1.00% ## Typical Borrower Profile - **Average Loan Amount:** $262,980 - **Average Borrower Income:** $110,435 - **Average Property Value:** $318,745 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 62/100 | 393 | +0.425% | $2,130 | Strong 😀 | | FHA | 66/100 | 84 | +0.818% | $1,828 | Strong 😀 | | VA | 62/100 | 30 | +0.153% | $1,959 | Strong 😀 | ### Product Performance by Purpose **Conventional:** - Purchase: 387 loans, Score: 64/100 (Strong) **FHA:** - Purchase: 83 loans, Score: 66/100 (Strong) **VA:** - Purchase: 30 loans, Score: 63/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 65/100 | 503 | $132M | +0.459% | Strong 😀 | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | PA | 419 | 0.35% | 82/100 | | MD | 84 | 0.12% | 64/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Lancaster, PA | PA | 104 | 85/100 | | York | PA | 97 | 75/100 | | Baltimore | MD | 66 | 64/100 | | Harrisburg | PA | 56 | 72/100 | | Reading, PA | PA | 50 | 69/100 | | Non | | 50 | 43/100 | | Chambersburg, PA | PA | 21 | 62/100 | | Gettysburg, PA | PA | 19 | 62/100 | | Lebanon, PA | PA | 15 | 50/100 | | Hagerstown | MD-WV | 11 | 45/100 | ## Where This Lender Ranks Homesale Mortgage, LLC appears in the following market rankings: ### Best Overall Mortgage Lenders - 🏆 **#9** in Lancaster, PA Mortgage Companies - [View Full Rankings](https://saferate.com/lancaster-pa/best-mortgage-lenders/mortgage-companies) - 🏆 **#9** in Chambersburg, PA Mortgage Companies - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies) - 🏆 **#9** in Chambersburg, PA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🏆 **#9** in Chambersburg, PA for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies/fha-loans) - 🏆 **#10** in Lancaster, PA for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lancaster-pa/best-mortgage-lenders/mortgage-companies/fha-loans) - 🏆 **#10** in Chambersburg, PA for FHA Loans - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/fha-loans) - 🏆 **#11** in Gettysburg, PA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/gettysburg-pa/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🏆 **#13** in Lancaster, PA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lancaster-pa/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🏆 **#13** in York Mortgage Companies - [View Full Rankings](https://saferate.com/york/best-mortgage-lenders/mortgage-companies) - 🏆 **#14** in Lancaster, PA for FHA Loans - [View Full Rankings](https://saferate.com/lancaster-pa/best-mortgage-lenders/fha-loans) - 🏆 **#14** in Reading, PA Mortgage Companies - [View Full Rankings](https://saferate.com/reading-pa/best-mortgage-lenders/mortgage-companies) - 🏆 **#15** in York for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/york/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🏆 **#15** in Chambersburg, PA - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders) - 🏆 **#15** in Lebanon, PA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lebanon-pa/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🏆 **#16** in Reading, PA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/reading-pa/best-mortgage-lenders/mortgage-companies/conventional-loans) - 🏆 **#17** in York for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/york/best-mortgage-lenders/mortgage-companies/va-loans) - 🏆 **#18** in York for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/york/best-mortgage-lenders/mortgage-companies/fha-loans) - 🏆 **#18** in Gettysburg, PA for Conventional Loans - [View Full Rankings](https://saferate.com/gettysburg-pa/best-mortgage-lenders/conventional-loans) - 🏆 **#19** in Chambersburg, PA for Conventional Loans - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/conventional-loans) - 🏆 **#20** in Reading, PA for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/reading-pa/best-mortgage-lenders/mortgage-companies/fha-loans) ## Frequently Asked Questions ### What loan types does Homesale Mortgage, LLC offer? Homesale Mortgage, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does Homesale Mortgage, LLC offer mortgages? Homesale Mortgage, LLC offers mortgages in 6 states: DE, MD, NC, PA, VA, WV. ### How competitive are Homesale Mortgage, LLC's mortgage rates? Homesale Mortgage, LLC has a pricing score of 33/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.459% above market average. ### What type of lender is Homesale Mortgage, LLC? Homesale Mortgage, LLC is a non-depository lender that specializes in mortgage origination, headquartered in SUFFOLK, VA. ### What is Homesale Mortgage, LLC's loan approval success rate? Homesale Mortgage, LLC has a pull-through score of 72/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/homesale-mortgage ### How to Cite > "Homesale Mortgage, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/homesale-mortgage --- **[View Interactive Profile →](https://saferate.com/lenders/homesale-mortgage)**