# HOMESERVICES LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/homeservices-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


HOMESERVICES LENDING, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, with 504 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 61% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 23% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300FYXKL13UG7P021
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** IA
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 39/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 77/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.278%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,443
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 504
- **Dollar Volume:** $128 million
- **Applications Received:** 603
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $253,512
- **Average Borrower Income:** $107,607
- **Average Property Value:** $304,881

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **VA Gold Superstar** (77%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 335 | +0.350% | $2,592 | Strong 😀 |
| FHA | 70/100 | 109 | +0.498% | $2,448 | Strong 😀 |
| VA | 72/100 | 56 | -0.545% | $1,610 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 330 loans, Score: 65/100 (Strong)

**FHA:**
- Purchase: 101 loans, Score: 70/100 (Strong)

**VA:**
- Purchase: 54 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 68/100 | 489 | $124M | +0.284% | Strong 😀 |
| Refinance | 34/100 | 15 | $4M | +0.149% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IA | 504 | 1.42% | 83/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Des Moines | IA | 419 | 92/100 |
| Non |  | 42 | 40/100 |
| Ames, IA | IA | 18 | 55/100 |
| Cedar Rapids, IA | IA | 16 | 49/100 |

## Where This Lender Ranks

HOMESERVICES LENDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Des Moines for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥈 **#2** in Des Moines for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Ames, IA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ames-ia/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Iowa for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥉 **#3** in Des Moines for FHA Loans
  - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/fha-loans)
- 🥉 **#3** in Ames, IA for FHA Loans
  - [View Full Rankings](https://saferate.com/ames-ia/best-mortgage-lenders/fha-loans)
- 🏆 **#5** in Des Moines Mortgage Companies
  - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/mortgage-companies)
- 🏆 **#5** in Des Moines for VA Loans
  - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/va-loans)
- 🏆 **#6** in Iowa for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Iowa for VA Loans
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/va-loans)
- 🏆 **#7** in Des Moines for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in Iowa for FHA Loans
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/fha-loans)
- 🏆 **#9** in Ames, IA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ames-ia/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in Cedar Rapids, IA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Cedar Rapids, IA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#10** in Cedar Rapids, IA for FHA Loans
  - [View Full Rankings](https://saferate.com/cedar-rapids-ia/best-mortgage-lenders/fha-loans)
- 🏆 **#12** in Iowa for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#13** in Iowa Mortgage Companies
  - [View Full Rankings](https://saferate.com/iowa/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does HOMESERVICES LENDING, LLC offer?

HOMESERVICES LENDING, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HOMESERVICES LENDING, LLC offer mortgages?

HOMESERVICES LENDING, LLC offers mortgages in 1 states: IA.

### How competitive are HOMESERVICES LENDING, LLC's mortgage rates?

HOMESERVICES LENDING, LLC has a pricing score of 39/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.278% above market average.

### What type of lender is HOMESERVICES LENDING, LLC?

HOMESERVICES LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is HOMESERVICES LENDING, LLC's loan approval success rate?

HOMESERVICES LENDING, LLC has a pull-through score of 77/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/homeservices-lending

### How to Cite

> "HOMESERVICES LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/homeservices-lending

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