# HR MORTGAGE CORP.

> **Canonical URL:** https://saferate.com/lenders/hr-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


HR MORTGAGE CORP. is a independent mortgage company, headquartered in CAGUAS, PR, with 451 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 18% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300T6MV7ZAIL4N325
- **Headquarters:** CAGUAS, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Exceptional 🤩
- Score: 82/100
- Rating: ●●●●● (5/5)


### Lending Volume
- **Total Loans:** 451
- **Dollar Volume:** $53 million
- **Applications Received:** 654
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $117,794
- **Average Borrower Income:** $54,118
- **Average Property Value:** $156,359

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 48/100 | 92 | - | - | Sound ☺️ |
| FHA | 71/100 | 145 | +0.511% | $2,919 | Strong 😀 |
| VA | 59/100 | 10 | - | - | Sound ☺️ |
| USDA | 91/100 | 204 | +0.909% | $2,039 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 76 loans, Score: 46/100 (Sound)

**FHA:**
- Purchase: 140 loans, Score: 70/100 (Strong)

**USDA:**
- Purchase: 204 loans, Score: 91/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 68/100 | 430 | $50M | +0.883% | Strong 😀 |
| Refinance | 46/100 | 21 | $3M | - | Sound ☺️ |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 405 | 88/100 |
| Ponce, PR | PR | 13 | 50/100 |
| Non |  | 13 | 23/100 |

## Where This Lender Ranks

HR MORTGAGE CORP. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in San Juan for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#7** in San Juan Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies)
- 🏆 **#7** in Ponce, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in San Juan for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in San Juan for USDA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/usda-loans)
- 🏆 **#10** in San Juan for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in San Juan for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#10** in Ponce, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in San Juan
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders)
- 🏆 **#12** in San Juan for Conventional Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/conventional-loans)
- 🏆 **#13** in San Juan for FHA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/fha-loans)
- 🏆 **#14** in San Juan for VA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does HR MORTGAGE CORP. offer?

HR MORTGAGE CORP. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is HR MORTGAGE CORP.?

HR MORTGAGE CORP. is a non-depository lender that specializes in mortgage origination, headquartered in CAGUAS, PR.

### What is HR MORTGAGE CORP.'s loan approval success rate?

HR MORTGAGE CORP. has a pull-through score of 82/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/hr-mortgage

### How to Cite

> "HR MORTGAGE CORP. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/hr-mortgage

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