# INFINITY EQUITY GROUP, INC.

> **Canonical URL:** https://saferate.com/lenders/infinity-equity-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


INFINITY EQUITY GROUP, INC. is a independent mortgage company, headquartered in SACRAMENTO, CA, serving borrowers across 9 states, with 314 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493000XC2Y1SLXRQP11
- **Headquarters:** SACRAMENTO, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 9
- **State List:** AZ, CA, FL, ID, NV, OR, SC, TN, TX
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.590%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,786
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 314
- **Dollar Volume:** $122 million
- **Applications Received:** 412
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $387,261
- **Average Borrower Income:** $160,341
- **Average Property Value:** $520,191

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 224 | +0.539% | $3,698 | Strong 😀 |
| FHA | 68/100 | 63 | +0.872% | $4,453 | Strong 😀 |
| VA | 67/100 | 24 | +0.291% | $2,773 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 191 loans, Score: 62/100 (Strong)
- Refinance: 33 loans, Score: 56/100 (Sound)

**FHA:**
- Purchase: 55 loans, Score: 67/100 (Strong)

**VA:**
- Purchase: 22 loans, Score: 60/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 65/100 | 271 | $108M | +0.617% | Strong 😀 |
| Refinance | 60/100 | 43 | $14M | +0.417% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 154 | 0.05% | 66/100 |
| NV | 133 | 0.33% | 76/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Redding, CA | CA | 112 | 100/100 |
| Reno, NV | NV | 102 | 83/100 |
| Non |  | 37 | 40/100 |
| Las Vegas | NV | 24 | 53/100 |

## Where This Lender Ranks

INFINITY EQUITY GROUP, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#14** in Redding, CA for VA Loans
  - [View Full Rankings](https://saferate.com/redding-ca/best-mortgage-lenders/va-loans)
- 🏆 **#14** in Redding, CA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/redding-ca/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#16** in Redding, CA Mortgage Companies
  - [View Full Rankings](https://saferate.com/redding-ca/best-mortgage-lenders/mortgage-companies)
- 🏆 **#16** in Redding, CA for FHA Loans
  - [View Full Rankings](https://saferate.com/redding-ca/best-mortgage-lenders/fha-loans)
- 🏆 **#16** in Redding, CA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/redding-ca/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#17** in Redding, CA
  - [View Full Rankings](https://saferate.com/redding-ca/best-mortgage-lenders)
- 🏆 **#17** in Redding, CA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/redding-ca/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does INFINITY EQUITY GROUP, INC. offer?

INFINITY EQUITY GROUP, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does INFINITY EQUITY GROUP, INC. offer mortgages?

INFINITY EQUITY GROUP, INC. offers mortgages in 9 states: AZ, CA, FL, ID, NV, OR, SC, TN, TX.

### How competitive are INFINITY EQUITY GROUP, INC.'s mortgage rates?

INFINITY EQUITY GROUP, INC. has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.590% above market average.

### What type of lender is INFINITY EQUITY GROUP, INC.?

INFINITY EQUITY GROUP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SACRAMENTO, CA.

### What is INFINITY EQUITY GROUP, INC.'s loan approval success rate?

INFINITY EQUITY GROUP, INC. has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/infinity-equity-group

### How to Cite

> "INFINITY EQUITY GROUP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/infinity-equity-group

---

**[View Interactive Profile →](https://saferate.com/lenders/infinity-equity-group)**