# Integrity Home Mortgage Corporation

> **Canonical URL:** https://saferate.com/lenders/integrity-home-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Integrity Home Mortgage Corporation is a independent mortgage company, headquartered in ALEXANDRIA, VA, serving borrowers across 15 states, with 2,319 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 78% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 17% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300BTTR873E71L054
- **Headquarters:** ALEXANDRIA, VA
- **Geographic Reach:** Multi-Region
- **States Served:** 15
- **State List:** AL, FL, MD, MN, MO, NC, NJ, OH, OK, PA, SC, TN, TX, VA, WV
- **Markets (MSAs):** 29
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 22/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 83/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.459%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,530
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,319
- **Dollar Volume:** $752 million
- **Applications Received:** 3,046
- **Market Share:** 7.00%

## Typical Borrower Profile

- **Average Loan Amount:** $324,388
- **Average Borrower Income:** $126,109
- **Average Property Value:** $392,223

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (62%)
- ⭐ **VA Gold Superstar** (62%)
- ⭐ **Purchase Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 79/100 | 1,237 | +0.421% | $3,542 | Strong 😀 |
| FHA | 82/100 | 639 | +0.704% | $3,955 | Exceptional 🤩 |
| VA | 81/100 | 330 | -0.150% | $2,136 | Exceptional 🤩 |
| Jumbo | 64/100 | 18 | +0.584% | $2,766 | Strong 😀 |
| USDA | 87/100 | 95 | +0.440% | $2,894 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,127 loans, Score: 79/100 (Strong)
- Refinance: 110 loans, Score: 69/100 (Strong)

**FHA:**
- Purchase: 595 loans, Score: 82/100 (Exceptional)
- Refinance: 44 loans, Score: 74/100 (Strong)

**VA:**
- Purchase: 316 loans, Score: 81/100 (Exceptional)

**USDA:**
- Purchase: 95 loans, Score: 87/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 82/100 | 2,147 | $697M | +0.473% | Exceptional 🤩 |
| Refinance | 73/100 | 172 | $56M | +0.307% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 749 | 0.69% | 86/100 |
| NC | 530 | 0.36% | 75/100 |
| WV | 414 | 2.68% | 91/100 |
| TX | 184 | 0.05% | 61/100 |
| PA | 161 | 0.13% | 65/100 |
| MD | 144 | 0.20% | 66/100 |
| SC | 108 | 0.13% | 64/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Hagerstown | MD-WV | 358 | 100/100 |
| Non |  | 249 | 61/100 |
| Arlington | VA-WV | 224 | 76/100 |
| Wilmington, NC | NC | 151 | 84/100 |
| Winchester, VA | VA-WV | 146 | 100/100 |
| Richmond, VA | VA | 142 | 75/100 |
| Houston | TX | 114 | 63/100 |
| Jacksonville, NC | NC | 97 | 80/100 |
| Chambersburg, PA | PA | 94 | 97/100 |
| Harrisonburg, VA | VA | 87 | 83/100 |
| Charlotte | NC-SC | 60 | 59/100 |
| Frederick | MD | 60 | 66/100 |
| Columbia, SC | SC | 48 | 62/100 |
| Lynchburg, VA | VA | 40 | 64/100 |
| San Antonio | TX | 40 | 53/100 |

## Where This Lender Ranks

Integrity Home Mortgage Corporation appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Winchester, VA for USDA Loans
  - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Winchester, VA for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Chambersburg, PA for USDA Loans
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Chambersburg, PA for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥉 **#3** in Chambersburg, PA Mortgage Companies
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Harrisonburg, VA Mortgage Companies
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Hagerstown Mortgage Companies
  - [View Full Rankings](https://saferate.com/hagerstown/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Arlington for USDA Loans
  - [View Full Rankings](https://saferate.com/arlington/best-mortgage-lenders/usda-loans)
- 🏆 **#4** in Arlington for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arlington/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Winchester, VA Mortgage Companies
  - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Chambersburg, PA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#4** in Harrisonburg, VA for FHA Loans
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders/fha-loans)
- 🏆 **#4** in Harrisonburg, VA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in Winchester, VA
  - [View Full Rankings](https://saferate.com/winchester-va/best-mortgage-lenders)
- 🏆 **#5** in Richmond, VA for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Chambersburg, PA for FHA Loans
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/fha-loans)
- 🏆 **#5** in Chambersburg, PA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in Chambersburg, PA for VA Loans
  - [View Full Rankings](https://saferate.com/chambersburg-pa/best-mortgage-lenders/va-loans)
- 🏆 **#5** in Harrisonburg, VA
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders)
- 🏆 **#5** in Gettysburg, PA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/gettysburg-pa/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does Integrity Home Mortgage Corporation offer?

Integrity Home Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Integrity Home Mortgage Corporation offer mortgages?

Integrity Home Mortgage Corporation offers mortgages in 15 states: AL, FL, MD, MN, MO, NC, NJ, OH, OK, PA, SC, TN, TX, VA, WV.

### How competitive are Integrity Home Mortgage Corporation's mortgage rates?

Integrity Home Mortgage Corporation has a pricing score of 22/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.459% above market average.

### What type of lender is Integrity Home Mortgage Corporation?

Integrity Home Mortgage Corporation is a non-depository lender that specializes in mortgage origination, headquartered in ALEXANDRIA, VA.

### What is Integrity Home Mortgage Corporation's loan approval success rate?

Integrity Home Mortgage Corporation has a pull-through score of 83/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/integrity-home-mortgage

### How to Cite

> "Integrity Home Mortgage Corporation Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/integrity-home-mortgage

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