# INTELLILOAN, INC.

> **Canonical URL:** https://saferate.com/lenders/intelliloan


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


INTELLILOAN, INC. is a independent mortgage company, headquartered in ORANGE, CA, serving borrowers across 14 states, with 156 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 18% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 67% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300Q6YL1SFVPEGV90
- **Headquarters:** ORANGE, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 14
- **State List:** AZ, CA, CO, FL, ID, MA, NJ, NV, OR, TN, TX, UT, VA, WA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 82/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.084%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $716
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 156
- **Dollar Volume:** $77 million
- **Applications Received:** 394
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $491,090
- **Average Borrower Income:** $160,853
- **Average Property Value:** $691,538

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 88 | +0.165% | $2,150 | Acceptable 🙂 |
| FHA | 60/100 | 60 | +0.150% | $371 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 28 loans, Score: 20/100 (Mediocre)
- Refinance: 60 loans, Score: 46/100 (Sound)

**FHA:**
- Purchase: 30 loans, Score: 55/100 (Sound)
- Refinance: 30 loans, Score: 71/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 27/100 | 60 | $33M | +0.326% | Acceptable 🙂 |
| Refinance | 47/100 | 96 | $44M | +0.059% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 100 | 0.04% | 63/100 |
| WA | 14 | 0.02% | 46/100 |
| AZ | 11 | 0.01% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 37 | 59/100 |
| Riverside | CA | 29 | 56/100 |
| Phoenix | AZ | 10 | 42/100 |

## Frequently Asked Questions

### What loan types does INTELLILOAN, INC. offer?

INTELLILOAN, INC. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does INTELLILOAN, INC. offer mortgages?

INTELLILOAN, INC. offers mortgages in 14 states: AZ, CA, CO, FL, ID, MA, NJ, NV, OR, TN, TX, UT, VA, WA.

### How competitive are INTELLILOAN, INC.'s mortgage rates?

INTELLILOAN, INC. has a pricing score of 82/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.084% above market average.

### What type of lender is INTELLILOAN, INC.?

INTELLILOAN, INC. is a non-depository lender that specializes in mortgage origination, headquartered in ORANGE, CA.

### What is INTELLILOAN, INC.'s loan approval success rate?

INTELLILOAN, INC. has a pull-through score of 33/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/intelliloan

### How to Cite

> "INTELLILOAN, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/intelliloan

---

**[View Interactive Profile →](https://saferate.com/lenders/intelliloan)**