# Inwood National Bank

> **Canonical URL:** https://saferate.com/lenders/inwood-national-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Inwood National Bank is a bank, headquartered in Dallas, TX, serving borrowers across 7 states, with 125 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 6% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300AHVQ1LDFNP8P69
- **Headquarters:** Dallas, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** CA, FL, MS, NV, TN, TX, WY
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 94/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.167%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $769
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 125
- **Dollar Volume:** $56 million
- **Applications Received:** 154
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $445,000
- **Average Borrower Income:** $383,248
- **Average Property Value:** $680,840

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 110 | -0.182% | $760 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 95 loans, Score: 33/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 35/100 | 110 | $51M | -0.185% | Acceptable 🙂 |
| Refinance | 26/100 | 15 | $4M | -0.051% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 116 | 0.03% | 66/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dallas | TX | 92 | 71/100 |
| Fort Worth | TX | 14 | 49/100 |

## Frequently Asked Questions

### What loan types does Inwood National Bank offer?

Inwood National Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Inwood National Bank offer mortgages?

Inwood National Bank offers mortgages in 7 states: CA, FL, MS, NV, TN, TX, WY.

### How competitive are Inwood National Bank's mortgage rates?

Inwood National Bank has a pricing score of 94/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.167% below market average.

### What type of lender is Inwood National Bank?

Inwood National Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Dallas, TX.

### What is Inwood National Bank's loan approval success rate?

Inwood National Bank has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/inwood-national-bank

### How to Cite

> "Inwood National Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/inwood-national-bank

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