# ISERVE RESIDENTIAL LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/iserve-residential-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ISERVE RESIDENTIAL LENDING, LLC is a independent mortgage company, headquartered in PHOENIX, AZ, serving borrowers across 12 states, with 578 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 81% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 35% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930015645SYPOM7220
- **Headquarters:** PHOENIX, AZ
- **Geographic Reach:** Multi-Region
- **States Served:** 12
- **State List:** AL, CA, CO, FL, GA, IN, KY, NC, NV, OR, TN, VA
- **Markets (MSAs):** 12
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 19/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 65/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.365%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,409
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 578
- **Dollar Volume:** $204 million
- **Applications Received:** 786
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,512
- **Average Borrower Income:** $122,306
- **Average Property Value:** $436,505

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 190 | +0.363% | $4,030 | Sound ☺️ |
| FHA | 74/100 | 306 | +0.602% | $5,401 | Strong 😀 |
| VA | 65/100 | 62 | -0.305% | $3,925 | Strong 😀 |
| USDA | 73/100 | 17 | +0.189% | $1,575 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 150 loans, Score: 45/100 (Sound)
- Refinance: 40 loans, Score: 43/100 (Sound)

**FHA:**
- Purchase: 133 loans, Score: 69/100 (Strong)
- Refinance: 173 loans, Score: 81/100 (Exceptional)

**VA:**
- Purchase: 53 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 57/100 | 354 | $128M | +0.417% | Sound ☺️ |
| Refinance | 64/100 | 224 | $77M | +0.115% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TN | 199 | 0.22% | 74/100 |
| NV | 110 | 0.27% | 71/100 |
| GA | 105 | 0.08% | 64/100 |
| CA | 31 | 0.01% | 46/100 |
| OR | 23 | 0.05% | 50/100 |
| VA | 23 | 0.02% | 47/100 |
| FL | 22 | 0.01% | 42/100 |
| AL | 18 | 0.03% | 46/100 |
| IN | 13 | 0.01% | 41/100 |
| NC | 13 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 113 | 55/100 |
| Nashville | TN | 101 | 71/100 |
| Reno, NV | NV | 67 | 73/100 |
| Atlanta | GA | 58 | 61/100 |
| Virginia Beach | VA-NC | 22 | 50/100 |
| Chattanooga, TN | TN-GA | 19 | 52/100 |
| San Diego | CA | 17 | 47/100 |
| Knoxville, TN | TN | 15 | 46/100 |
| Eugene | OR | 14 | 48/100 |
| Marietta, GA | GA | 13 | 44/100 |
| Clarksville, TN | TN-KY | 10 | 42/100 |
| Orlando | FL | 10 | 40/100 |

## Where This Lender Ranks

ISERVE RESIDENTIAL LENDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#16** in Reno, NV for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/reno-nv/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#20** in Reno, NV for VA Loans
  - [View Full Rankings](https://saferate.com/reno-nv/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does ISERVE RESIDENTIAL LENDING, LLC offer?

ISERVE RESIDENTIAL LENDING, LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ISERVE RESIDENTIAL LENDING, LLC offer mortgages?

ISERVE RESIDENTIAL LENDING, LLC offers mortgages in 12 states: AL, CA, CO, FL, GA, IN, KY, NC, NV, OR, TN, VA.

### How competitive are ISERVE RESIDENTIAL LENDING, LLC's mortgage rates?

ISERVE RESIDENTIAL LENDING, LLC has a pricing score of 19/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.365% above market average.

### What type of lender is ISERVE RESIDENTIAL LENDING, LLC?

ISERVE RESIDENTIAL LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in PHOENIX, AZ.

### What is ISERVE RESIDENTIAL LENDING, LLC's loan approval success rate?

ISERVE RESIDENTIAL LENDING, LLC has a pull-through score of 65/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/iserve-residential-lending

### How to Cite

> "ISERVE RESIDENTIAL LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/iserve-residential-lending

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