# IVY MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/ivy-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


IVY MORTGAGE, INC. is a independent mortgage company, headquartered in Gaithersburg, MD, serving borrowers across 15 states, with 104 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 75% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493002G4JO4BZ22MC13
- **Headquarters:** Gaithersburg, MD
- **Geographic Reach:** Multi-Region
- **States Served:** 15
- **State List:** CA, DE, FL, GA, MA, MD, NC, NJ, NY, OR, PA, TN, TX, VA, WA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 104
- **Dollar Volume:** $48 million
- **Applications Received:** 190
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $465,192
- **Average Borrower Income:** $202,346
- **Average Property Value:** $732,981

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 104 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 77 loans, Score: 28/100 (Acceptable)
- Refinance: 27 loans, Score: 30/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 27/100 | 77 | $35M | - | Acceptable 🙂 |
| Refinance | 31/100 | 27 | $13M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 19 | 0.01% | 49/100 |
| PA | 15 | 0.01% | 47/100 |
| MD | 12 | 0.02% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Atlanta | GA | 11 | 45/100 |

## Frequently Asked Questions

### What loan types does IVY MORTGAGE, INC. offer?

IVY MORTGAGE, INC. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does IVY MORTGAGE, INC. offer mortgages?

IVY MORTGAGE, INC. offers mortgages in 15 states: CA, DE, FL, GA, MA, MD, NC, NJ, NY, OR, PA, TN, TX, VA, WA.

### What type of lender is IVY MORTGAGE, INC.?

IVY MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in Gaithersburg, MD.

### What is IVY MORTGAGE, INC.'s loan approval success rate?

IVY MORTGAGE, INC. has a pull-through score of 25/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/ivy-mortgage

### How to Cite

> "IVY MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/ivy-mortgage

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