# JET DIRECT FUNDING CORP

> **Canonical URL:** https://saferate.com/lenders/jet-direct-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


JET DIRECT FUNDING CORP is a independent mortgage company, headquartered in DOVER, DE, serving borrowers across 16 states, with 341 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 89% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 48% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300U4FBW37LFHW771
- **Headquarters:** DOVER, DE
- **Geographic Reach:** Multi-Region
- **States Served:** 16
- **State List:** AL, AZ, CA, CT, DE, FL, GA, IN, MA, MI, NC, NJ, NY, OR, PA, VA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 11/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 52/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.380%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $6,163
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 341
- **Dollar Volume:** $179 million
- **Applications Received:** 568
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $524,443
- **Average Borrower Income:** $180,587
- **Average Property Value:** $660,073

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 49/100 | 245 | +0.333% | $6,111 | Sound ☺️ |
| FHA | 64/100 | 86 | +0.674% | $6,583 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 220 loans, Score: 50/100 (Sound)
- Refinance: 25 loans, Score: 39/100 (Acceptable)

**FHA:**
- Purchase: 80 loans, Score: 64/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 53/100 | 310 | $165M | +0.382% | Sound ☺️ |
| Refinance | 41/100 | 31 | $14M | +0.358% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 271 | 0.24% | 77/100 |
| NJ | 26 | 0.03% | 51/100 |
| CT | 15 | 0.04% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Nassau County | NY | 170 | 79/100 |
| New York | NY-NJ | 109 | 70/100 |
| Bridgeport | CT | 10 | 43/100 |

## Where This Lender Ranks

JET DIRECT FUNDING CORP appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#19** in Nassau County for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does JET DIRECT FUNDING CORP offer?

JET DIRECT FUNDING CORP offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does JET DIRECT FUNDING CORP offer mortgages?

JET DIRECT FUNDING CORP offers mortgages in 16 states: AL, AZ, CA, CT, DE, FL, GA, IN, MA, MI, NC, NJ, NY, OR, PA, VA.

### How competitive are JET DIRECT FUNDING CORP's mortgage rates?

JET DIRECT FUNDING CORP has a pricing score of 11/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.380% above market average.

### What type of lender is JET DIRECT FUNDING CORP?

JET DIRECT FUNDING CORP is a non-depository lender that specializes in mortgage origination, headquartered in DOVER, DE.

### What is JET DIRECT FUNDING CORP's loan approval success rate?

JET DIRECT FUNDING CORP has a pull-through score of 52/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/jet-direct-funding

### How to Cite

> "JET DIRECT FUNDING CORP Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/jet-direct-funding

---

**[View Interactive Profile →](https://saferate.com/lenders/jet-direct-funding)**