# JNC MORTGAGE COMPANY, INC.

> **Canonical URL:** https://saferate.com/lenders/jnc-mortgage-company


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


JNC MORTGAGE COMPANY, INC. is a independent mortgage company, headquartered in El Paso, TX, with 126 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 50% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300FRM3OFF8EM0191
- **Headquarters:** El Paso, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.2%
- **Brokered/Wholesale:** 0.8%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 126
- **Dollar Volume:** $34 million
- **Applications Received:** 126
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $271,667
- **Average Borrower Income:** $91,905
- **Average Property Value:** $298,571

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 11/100 | 18 | - | - | Mediocre 😐 |
| FHA | 65/100 | 68 | - | - | Strong 😀 |
| VA | 66/100 | 40 | - | - | Strong 😀 |

### Product Performance by Purpose

**FHA:**
- Purchase: 68 loans, Score: 64/100 (Strong)

**VA:**
- Purchase: 40 loans, Score: 66/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 47/100 | 125 | $34M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 126 | 0.04% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| El Paso, TX | TX | 90 | 78/100 |
| Houston | TX | 31 | 56/100 |

## Frequently Asked Questions

### What loan types does JNC MORTGAGE COMPANY, INC. offer?

JNC MORTGAGE COMPANY, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does JNC MORTGAGE COMPANY, INC. offer mortgages?

JNC MORTGAGE COMPANY, INC. offers mortgages in 1 states: TX.

### What type of lender is JNC MORTGAGE COMPANY, INC.?

JNC MORTGAGE COMPANY, INC. is a non-depository lender that specializes in mortgage origination, headquartered in El Paso, TX.

### What is JNC MORTGAGE COMPANY, INC.'s loan approval success rate?

JNC MORTGAGE COMPANY, INC. has a pull-through score of 50/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/jnc-mortgage-company

### How to Cite

> "JNC MORTGAGE COMPANY, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/jnc-mortgage-company

---

**[View Interactive Profile →](https://saferate.com/lenders/jnc-mortgage-company)**