# Jonah Bank of Wyoming

> **Canonical URL:** https://saferate.com/lenders/jonah-bank-of-wyoming


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Jonah Bank of Wyoming is a bank, headquartered in Casper, WY, serving borrowers across 9 states, with 322 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 56% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300R5DOGZK0VWYL76
- **Headquarters:** Casper, WY
- **Geographic Reach:** Multi-Region
- **States Served:** 9
- **State List:** AZ, CO, FL, ME, MN, OK, SD, TX, WY
- **Markets (MSAs):** 3
- **Primary Channel:** mix
- **Direct Origination:** 65%
- **Brokered/Wholesale:** 35%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.134%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,551
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 322
- **Dollar Volume:** $112 million
- **Applications Received:** 354
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $347,236
- **Average Borrower Income:** $137,727
- **Average Property Value:** $450,327

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **VA Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 65/100 | 208 | -0.019% | $3,854 | Strong 😀 |
| FHA | 67/100 | 54 | -0.151% | $3,462 | Strong 😀 |
| VA | 72/100 | 57 | -0.696% | $1,988 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 187 loans, Score: 65/100 (Strong)
- Refinance: 21 loans, Score: 45/100 (Sound)

**FHA:**
- Purchase: 53 loans, Score: 67/100 (Strong)

**VA:**
- Purchase: 57 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 68/100 | 300 | $105M | -0.142% | Strong 😀 |
| Refinance | 44/100 | 22 | $6M | -0.032% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WY | 311 | 4.96% | 100/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 123 | 60/100 |
| Cheyenne, WY | WY | 110 | 92/100 |
| Casper, WY | WY | 78 | 90/100 |

## Where This Lender Ranks

Jonah Bank of Wyoming appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Wyoming for FHA Loans
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Wyoming for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Wyoming for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/banks/va-loans)
- 🥇 **#1** in Cheyenne, WY
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders)
- 🥇 **#1** in Cheyenne, WY for FHA Loans
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Cheyenne, WY for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Cheyenne, WY for VA Loans
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Cheyenne, WY for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/banks/va-loans)
- 🥇 **#1** in Casper, WY for FHA Loans
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Casper, WY for VA Loans
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Wyoming for VA Loans
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Casper, WY
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders)
- 🥉 **#3** in Wyoming Banks
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/banks)
- 🥉 **#3** in Casper, WY for Conventional Loans
  - [View Full Rankings](https://saferate.com/casper-wy/best-mortgage-lenders/conventional-loans)
- 🏆 **#4** in Cheyenne, WY for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#5** in Wyoming
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders)
- 🏆 **#7** in Cheyenne, WY for Conventional Loans
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/conventional-loans)
- 🏆 **#8** in Wyoming for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#15** in Wyoming for Conventional Loans
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Jonah Bank of Wyoming offer?

Jonah Bank of Wyoming offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Jonah Bank of Wyoming offer mortgages?

Jonah Bank of Wyoming offers mortgages in 9 states: AZ, CO, FL, ME, MN, OK, SD, TX, WY.

### How competitive are Jonah Bank of Wyoming's mortgage rates?

Jonah Bank of Wyoming has a pricing score of 44/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.134% below market average.

### What type of lender is Jonah Bank of Wyoming?

Jonah Bank of Wyoming is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Casper, WY.

### What is Jonah Bank of Wyoming's loan approval success rate?

Jonah Bank of Wyoming has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/jonah-bank-of-wyoming

### How to Cite

> "Jonah Bank of Wyoming Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/jonah-bank-of-wyoming

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