# KNOXVILLE TEACHERS FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/knoxville-teachers-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


KNOXVILLE TEACHERS FEDERAL CREDIT UNION is a credit union, headquartered in Knoxville, TN, with 57 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 62% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300ZPDWAT9R7KRW05
- **Headquarters:** Knoxville, TN
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TN
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 98.3%
- **Brokered/Wholesale:** 1.7%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 38/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 57
- **Dollar Volume:** $18 million
- **Applications Received:** 58
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $309,035
- **Average Borrower Income:** $133,509
- **Average Property Value:** $518,333

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 55 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 45 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 16/100 | 10 | $3M | - | Mediocre 😐 |
| Refinance | 53/100 | 47 | $15M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TN | 57 | 0.06% | 66/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Knoxville, TN | TN | 54 | 68/100 |

## Where This Lender Ranks

KNOXVILLE TEACHERS FEDERAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in Knoxville, TN Credit Unions
  - [View Full Rankings](https://saferate.com/knoxville-tn/best-mortgage-lenders/credit-unions)
- 🏆 **#8** in Knoxville, TN for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/knoxville-tn/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does KNOXVILLE TEACHERS FEDERAL CREDIT UNION offer?

KNOXVILLE TEACHERS FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does KNOXVILLE TEACHERS FEDERAL CREDIT UNION offer mortgages?

KNOXVILLE TEACHERS FEDERAL CREDIT UNION offers mortgages in 1 states: TN.

### What type of lender is KNOXVILLE TEACHERS FEDERAL CREDIT UNION?

KNOXVILLE TEACHERS FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Knoxville, TN.

### What is KNOXVILLE TEACHERS FEDERAL CREDIT UNION's loan approval success rate?

KNOXVILLE TEACHERS FEDERAL CREDIT UNION has a pull-through score of 38/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/knoxville-teachers-federal-credit-union

### How to Cite

> "KNOXVILLE TEACHERS FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/knoxville-teachers-federal-credit-union

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