# KOHLER CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/kohler-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


KOHLER CREDIT UNION is a credit union, headquartered in Sheboygan, WI, with 189 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 30% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 48% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493000FRWKMPAALEY22
- **Headquarters:** Sheboygan, WI
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** WI
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 52/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.017%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $824
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 189
- **Dollar Volume:** $47 million
- **Applications Received:** 271
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $250,397
- **Average Borrower Income:** $116,545
- **Average Property Value:** $337,540

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 187 | -0.017% | $824 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 141 loans, Score: 61/100 (Strong)
- Refinance: 46 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 141 | $35M | +0.003% | Sound ☺️ |
| Refinance | 63/100 | 48 | $12M | -0.081% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 189 | 0.29% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Sheboygan, WI | WI | 91 | 97/100 |
| Non |  | 43 | 45/100 |
| Milwaukee | WI | 42 | 62/100 |

## Where This Lender Ranks

KOHLER CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Sheboygan, WI for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#5** in Sheboygan, WI for Conventional Loans
  - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Milwaukee for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#7** in Sheboygan, WI
  - [View Full Rankings](https://saferate.com/sheboygan-wi/best-mortgage-lenders)
- 🏆 **#7** in Milwaukee Credit Unions
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/credit-unions)
- 🏆 **#13** in Wisconsin for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#16** in Wisconsin Credit Unions
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/credit-unions)
- 🏆 **#16** in Milwaukee for Conventional Loans
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does KOHLER CREDIT UNION offer?

KOHLER CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does KOHLER CREDIT UNION offer mortgages?

KOHLER CREDIT UNION offers mortgages in 1 states: WI.

### How competitive are KOHLER CREDIT UNION's mortgage rates?

KOHLER CREDIT UNION has a pricing score of 70/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.017% below market average.

### What type of lender is KOHLER CREDIT UNION?

KOHLER CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Sheboygan, WI.

### What is KOHLER CREDIT UNION's loan approval success rate?

KOHLER CREDIT UNION has a pull-through score of 52/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/kohler-credit-union

### How to Cite

> "KOHLER CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/kohler-credit-union

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