# KWIK MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/kwik-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


KWIK MORTGAGE CORPORATION is a independent mortgage company, headquartered in Parsippany, NJ, serving borrowers across 16 states, with 647 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 6% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549004CU9LAM5CYA280
- **Headquarters:** Parsippany, NJ
- **Geographic Reach:** Multi-Region
- **States Served:** 16
- **State List:** CA, CT, FL, GA, MA, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, WA
- **Markets (MSAs):** 16
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 94/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.098%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $-137
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 647
- **Dollar Volume:** $308 million
- **Applications Received:** 1,067
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $476,747
- **Average Borrower Income:** $218,272
- **Average Property Value:** $634,196

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (65%)
- ⭐ **Refinance Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 59/100 | 631 | -0.109% | $-209 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 487 loans, Score: 56/100 (Sound)
- Refinance: 144 loans, Score: 67/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 55/100 | 500 | $230M | -0.043% | Sound ☺️ |
| Refinance | 65/100 | 147 | $78M | -0.278% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NJ | 261 | 0.30% | 78/100 |
| TX | 99 | 0.03% | 58/100 |
| NC | 65 | 0.04% | 56/100 |
| GA | 42 | 0.03% | 53/100 |
| FL | 40 | 0.01% | 48/100 |
| TN | 30 | 0.03% | 50/100 |
| MD | 23 | 0.03% | 47/100 |
| SC | 23 | 0.03% | 48/100 |
| CA | 19 | 0.01% | 42/100 |
| PA | 14 | 0.01% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lakewood | NJ | 150 | 78/100 |
| Dallas | TX | 40 | 55/100 |
| New York | NY-NJ | 37 | 55/100 |
| Newark, NJ | NJ | 34 | 58/100 |
| Trenton | NJ | 27 | 63/100 |
| Non |  | 27 | 32/100 |
| Atlanta | GA | 26 | 50/100 |
| Charlotte | NC-SC | 23 | 50/100 |
| Raleigh | NC | 23 | 51/100 |
| Austin | TX | 19 | 48/100 |
| Houston | TX | 18 | 44/100 |
| Nashville | TN | 12 | 42/100 |
| Camden, NJ | NJ | 11 | 42/100 |
| Baltimore | MD | 10 | 40/100 |
| Marietta, GA | GA | 10 | 40/100 |

## Where This Lender Ranks

KWIK MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Trenton Mortgage Companies
  - [View Full Rankings](https://saferate.com/trenton/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Lakewood Mortgage Companies
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in Trenton for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/trenton/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#12** in Trenton
  - [View Full Rankings](https://saferate.com/trenton/best-mortgage-lenders)
- 🏆 **#18** in Trenton for Conventional Loans
  - [View Full Rankings](https://saferate.com/trenton/best-mortgage-lenders/conventional-loans)
- 🏆 **#19** in Lakewood for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does KWIK MORTGAGE CORPORATION offer?

KWIK MORTGAGE CORPORATION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does KWIK MORTGAGE CORPORATION offer mortgages?

KWIK MORTGAGE CORPORATION offers mortgages in 16 states: CA, CT, FL, GA, MA, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, WA.

### How competitive are KWIK MORTGAGE CORPORATION's mortgage rates?

KWIK MORTGAGE CORPORATION has a pricing score of 94/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.098% below market average.

### What type of lender is KWIK MORTGAGE CORPORATION?

KWIK MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in Parsippany, NJ.

### What is KWIK MORTGAGE CORPORATION's loan approval success rate?

KWIK MORTGAGE CORPORATION has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/kwik-mortgage

### How to Cite

> "KWIK MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/kwik-mortgage

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