# Landmark National Bank

> **Canonical URL:** https://saferate.com/lenders/landmark-national-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Landmark National Bank is a bank, headquartered in Manhattan, KS, serving borrowers across 13 states, with 570 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 34% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 18% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 8AI385EP1ZJCMUOZ8022
- **Headquarters:** Manhattan, KS
- **Geographic Reach:** Multi-Region
- **States Served:** 13
- **State List:** AZ, CO, FL, GA, IA, IL, KS, MO, NE, OK, TN, TX, WA
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pull Through: Exceptional 🤩
- Score: 82/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.046%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $999
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 570
- **Dollar Volume:** $138 million
- **Applications Received:** 726
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $241,649
- **Average Borrower Income:** $113,600
- **Average Property Value:** $307,211

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **VA Gold Superstar** (70%)
- ⭐ **USDA Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 73/100 | 419 | -0.022% | $956 | Strong 😀 |
| FHA | 68/100 | 50 | +0.533% | $1,471 | Strong 😀 |
| VA | 69/100 | 36 | -0.246% | $681 | Strong 😀 |
| Jumbo | 41/100 | 11 | -0.231% | $1,073 | Sound ☺️ |
| USDA | 83/100 | 54 | +0.384% | $1,042 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 384 loans, Score: 74/100 (Strong)
- Refinance: 35 loans, Score: 52/100 (Sound)

**FHA:**
- Purchase: 48 loans, Score: 68/100 (Strong)

**VA:**
- Purchase: 34 loans, Score: 68/100 (Strong)

**USDA:**
- Purchase: 54 loans, Score: 83/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 73/100 | 530 | $129M | +0.059% | Strong 😀 |
| Refinance | 52/100 | 40 | $9M | -0.109% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| KS | 502 | 1.68% | 95/100 |
| MO | 54 | 0.07% | 56/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 215 | 66/100 |
| Manhattan, KS | KS | 148 | 100/100 |
| Kansas City, MO | MO-KS | 122 | 70/100 |
| Topeka, KS | KS | 45 | 68/100 |
| Lawrence, KS | KS | 24 | 61/100 |

## Where This Lender Ranks

Landmark National Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Kansas for FHA Loans
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Kansas for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Kansas for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/banks/usda-loans)
- 🥇 **#1** in Manhattan, KS for FHA Loans
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Manhattan, KS for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Manhattan, KS for USDA Loans
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Kansas for USDA Loans
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Manhattan, KS
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders)
- 🥈 **#2** in Manhattan, KS Banks
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/banks)
- 🥈 **#2** in Manhattan, KS for Conventional Loans
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/conventional-loans)
- 🥈 **#2** in Manhattan, KS for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/banks/conventional-loans)
- 🥈 **#2** in Topeka, KS Banks
  - [View Full Rankings](https://saferate.com/topeka-ks/best-mortgage-lenders/banks)
- 🥈 **#2** in Lawrence, KS
  - [View Full Rankings](https://saferate.com/lawrence-ks/best-mortgage-lenders)
- 🥈 **#2** in Lawrence, KS Banks
  - [View Full Rankings](https://saferate.com/lawrence-ks/best-mortgage-lenders/banks)
- 🥉 **#3** in Kansas
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders)
- 🥉 **#3** in Kansas Banks
  - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/banks)
- 🥉 **#3** in Manhattan, KS for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/banks/va-loans)
- 🥉 **#3** in Topeka, KS
  - [View Full Rankings](https://saferate.com/topeka-ks/best-mortgage-lenders)
- 🥉 **#3** in Lawrence, KS for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lawrence-ks/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#4** in Manhattan, KS for VA Loans
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does Landmark National Bank offer?

Landmark National Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Landmark National Bank offer mortgages?

Landmark National Bank offers mortgages in 13 states: AZ, CO, FL, GA, IA, IL, KS, MO, NE, OK, TN, TX, WA.

### How competitive are Landmark National Bank's mortgage rates?

Landmark National Bank has a pricing score of 66/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.046% above market average.

### What type of lender is Landmark National Bank?

Landmark National Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Manhattan, KS.

### What is Landmark National Bank's loan approval success rate?

Landmark National Bank has a pull-through score of 82/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/landmark-national-bank

### How to Cite

> "Landmark National Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/landmark-national-bank

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