# LEGEND LENDING CORPORATION

> **Canonical URL:** https://saferate.com/lenders/legend-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LEGEND LENDING CORPORATION is a independent mortgage company, headquartered in HOUSTON, TX, serving borrowers across 19 states, with 880 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 71% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 44% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300QCYEU2QLIWN517
- **Headquarters:** HOUSTON, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 19
- **State List:** AL, CA, FL, GA, ID, IL, LA, MD, MI, NC, ND, NJ, NM, OK, PA, SC, TN, TX, VA
- **Markets (MSAs):** 9
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 29/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.405%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,623
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 880
- **Dollar Volume:** $311 million
- **Applications Received:** 1,249
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,659
- **Average Borrower Income:** $159,492
- **Average Property Value:** $446,432

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 59/100 | 554 | +0.367% | $2,598 | Sound ☺️ |
| FHA | 72/100 | 239 | +0.927% | $3,360 | Strong 😀 |
| VA | 69/100 | 81 | +0.002% | $1,756 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 486 loans, Score: 60/100 (Strong)
- Refinance: 68 loans, Score: 49/100 (Sound)

**FHA:**
- Purchase: 225 loans, Score: 72/100 (Strong)

**VA:**
- Purchase: 75 loans, Score: 69/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 64/100 | 790 | $282M | +0.421% | Strong 😀 |
| Refinance | 53/100 | 90 | $29M | +0.259% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 644 | 0.18% | 79/100 |
| FL | 72 | 0.02% | 53/100 |
| NC | 65 | 0.04% | 55/100 |
| SC | 52 | 0.06% | 58/100 |
| VA | 12 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 417 | 82/100 |
| Non |  | 164 | 59/100 |
| Charlotte | NC-SC | 54 | 60/100 |
| Corpus Christi, TX | TX | 54 | 68/100 |
| St. Petersburg | FL | 44 | 63/100 |
| Austin | TX | 18 | 47/100 |
| Charleston | SC | 18 | 49/100 |
| Columbia, SC | SC | 13 | 44/100 |
| Tampa, FL | FL | 13 | 42/100 |

## Where This Lender Ranks

LEGEND LENDING CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#13** in Corpus Christi, TX for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/corpus-christi-tx/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#15** in Corpus Christi, TX Mortgage Companies
  - [View Full Rankings](https://saferate.com/corpus-christi-tx/best-mortgage-lenders/mortgage-companies)
- 🏆 **#16** in Corpus Christi, TX for FHA Loans
  - [View Full Rankings](https://saferate.com/corpus-christi-tx/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does LEGEND LENDING CORPORATION offer?

LEGEND LENDING CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LEGEND LENDING CORPORATION offer mortgages?

LEGEND LENDING CORPORATION offers mortgages in 19 states: AL, CA, FL, GA, ID, IL, LA, MD, MI, NC, ND, NJ, NM, OK, PA, SC, TN, TX, VA.

### How competitive are LEGEND LENDING CORPORATION's mortgage rates?

LEGEND LENDING CORPORATION has a pricing score of 29/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.405% above market average.

### What type of lender is LEGEND LENDING CORPORATION?

LEGEND LENDING CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in HOUSTON, TX.

### What is LEGEND LENDING CORPORATION's loan approval success rate?

LEGEND LENDING CORPORATION has a pull-through score of 56/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/legend-lending

### How to Cite

> "LEGEND LENDING CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/legend-lending

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**[View Interactive Profile →](https://saferate.com/lenders/legend-lending)**