# LENDING CAPITAL GROUP Inc

> **Canonical URL:** https://saferate.com/lenders/lending-capital-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LENDING CAPITAL GROUP Inc is a independent mortgage company, headquartered in Southampton, PA, serving borrowers across 6 states, with 430 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 78% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 30% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549003GSJF52BBIBW81
- **Headquarters:** Southampton, PA
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** CT, DE, FL, MD, NJ, PA
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 22/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.501%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,361
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 430
- **Dollar Volume:** $147 million
- **Applications Received:** 535
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $341,047
- **Average Borrower Income:** $140,526
- **Average Property Value:** $443,884

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 56/100 | 381 | +0.455% | $3,259 | Sound ☺️ |
| FHA | 61/100 | 47 | +0.908% | $4,292 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 343 loans, Score: 56/100 (Sound)
- Refinance: 38 loans, Score: 46/100 (Sound)

**FHA:**
- Purchase: 45 loans, Score: 61/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 57/100 | 390 | $135M | +0.509% | Sound ☺️ |
| Refinance | 45/100 | 40 | $12M | +0.427% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 346 | 0.29% | 80/100 |
| NJ | 53 | 0.06% | 59/100 |
| FL | 22 | 0.01% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Montgomery County | PA | 210 | 87/100 |
| Philadelphia, PA | PA | 111 | 77/100 |
| Camden, NJ | NJ | 25 | 55/100 |
| Lakewood | NJ | 14 | 45/100 |

## Where This Lender Ranks

LENDING CAPITAL GROUP Inc appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#20** in Montgomery County Mortgage Companies
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does LENDING CAPITAL GROUP Inc offer?

LENDING CAPITAL GROUP Inc offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LENDING CAPITAL GROUP Inc offer mortgages?

LENDING CAPITAL GROUP Inc offers mortgages in 6 states: CT, DE, FL, MD, NJ, PA.

### How competitive are LENDING CAPITAL GROUP Inc's mortgage rates?

LENDING CAPITAL GROUP Inc has a pricing score of 22/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.501% above market average.

### What type of lender is LENDING CAPITAL GROUP Inc?

LENDING CAPITAL GROUP Inc is a non-depository lender that specializes in mortgage origination, headquartered in Southampton, PA.

### What is LENDING CAPITAL GROUP Inc's loan approval success rate?

LENDING CAPITAL GROUP Inc has a pull-through score of 70/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/lending-capital-group

### How to Cite

> "LENDING CAPITAL GROUP Inc Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/lending-capital-group

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