# LENDLO MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/lendlo-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LENDLO MORTGAGE, LLC is a independent mortgage company, headquartered in San Antonio, TX, serving borrowers across 6 states, with 3,092 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 51% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 12% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493007ASPHNTEYEZ797
- **Headquarters:** San Antonio, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AL, AR, KS, MO, OK, TX
- **Markets (MSAs):** 14
- **Primary Channel:** mix
- **Direct Origination:** 77.5%
- **Brokered/Wholesale:** 22.5%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 88/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.123%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,959
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 3,092
- **Dollar Volume:** $695 million
- **Applications Received:** 3,784
- **Market Share:** 9.00%

## Typical Borrower Profile

- **Average Loan Amount:** $224,864
- **Average Borrower Income:** $85,128
- **Average Property Value:** $238,936

## Safe Rate Awards 🏆

- 💎 **VA Diamond Champion** (90%)
- 💎 **USDA Diamond Champion** (83%)
- ⭐ **FHA Gold Superstar** (76%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 582 | +0.404% | $3,500 | Strong 😀 |
| FHA | 87/100 | 1,845 | +0.149% | $3,002 | Exceptional 🤩 |
| VA | 80/100 | 389 | -1.152% | $49 | Exceptional 🤩 |
| USDA | 93/100 | 276 | -0.156% | $2,941 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 581 loans, Score: 65/100 (Strong)

**FHA:**
- Purchase: 1,845 loans, Score: 87/100 (Exceptional)

**VA:**
- Purchase: 389 loans, Score: 81/100 (Exceptional)

**USDA:**
- Purchase: 276 loans, Score: 93/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 81/100 | 3,091 | $695M | +0.122% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 1,011 | 0.29% | 80/100 |
| AR | 892 | 2.77% | 89/100 |
| OK | 826 | 2.00% | 88/100 |
| AL | 303 | 0.51% | 78/100 |
| KS | 34 | 0.11% | 53/100 |
| MO | 26 | 0.03% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Antonio | TX | 567 | 84/100 |
| Houston | TX | 440 | 79/100 |
| Oklahoma City, OK | OK | 408 | 88/100 |
| Fayetteville | AR | 403 | 87/100 |
| Little Rock | AR | 356 | 94/100 |
| Tulsa, OK | OK | 289 | 79/100 |
| Non |  | 244 | 60/100 |
| Birmingham, AL | AL | 124 | 76/100 |
| Kansas City, MO | MO-KS | 60 | 57/100 |
| Huntsville, AL | AL | 48 | 62/100 |
| Jonesboro, AR | AR | 48 | 80/100 |
| Tuscaloosa, AL | AL | 40 | 58/100 |
| Fort Smith, AR | AR-OK | 28 | 54/100 |
| Decatur, AL | AL | 22 | 58/100 |

## Where This Lender Ranks

LENDLO MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Arkansas for VA Loans
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Arkansas for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Arkansas for USDA Loans
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Arkansas for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Oklahoma for VA Loans
  - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Oklahoma for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Oklahoma for USDA Loans
  - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Oklahoma for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Oklahoma City, OK for VA Loans
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Oklahoma City, OK for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Oklahoma City, OK for USDA Loans
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Oklahoma City, OK for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Fayetteville for VA Loans
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Fayetteville for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Fayetteville for USDA Loans
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Fayetteville for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Little Rock for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Little Rock for VA Loans
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Little Rock for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Little Rock for USDA Loans
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/usda-loans)

## Frequently Asked Questions

### What loan types does LENDLO MORTGAGE, LLC offer?

LENDLO MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LENDLO MORTGAGE, LLC offer mortgages?

LENDLO MORTGAGE, LLC offers mortgages in 6 states: AL, AR, KS, MO, OK, TX.

### How competitive are LENDLO MORTGAGE, LLC's mortgage rates?

LENDLO MORTGAGE, LLC has a pricing score of 49/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.123% above market average.

### What type of lender is LENDLO MORTGAGE, LLC?

LENDLO MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in San Antonio, TX.

### What is LENDLO MORTGAGE, LLC's loan approval success rate?

LENDLO MORTGAGE, LLC has a pull-through score of 88/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/lendlo-mortgage

### How to Cite

> "LENDLO MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/lendlo-mortgage

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