# LINCOLN MAINE FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/lincoln-maine-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LINCOLN MAINE FEDERAL CREDIT UNION is a credit union, headquartered in LINCOLN, ME, with 59 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300MINSIGQJB44L41
- **Headquarters:** LINCOLN, ME
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** ME
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 59
- **Dollar Volume:** $9 million
- **Applications Received:** 72
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $149,746
- **Average Borrower Income:** $105,034

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 47/100 | 59 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 20 loans, Score: 32/100 (Acceptable)
- Refinance: 39 loans, Score: 61/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 32/100 | 20 | $3M | - | Acceptable 🙂 |
| Refinance | 60/100 | 39 | $6M | - | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| ME | 59 | 0.38% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Bangor, ME | ME | 51 | 80/100 |

## Where This Lender Ranks

LINCOLN MAINE FEDERAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Bangor, ME for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#10** in Maine for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#11** in Maine Credit Unions
  - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/credit-unions)
- 🏆 **#18** in Bangor, ME
  - [View Full Rankings](https://saferate.com/bangor-me/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does LINCOLN MAINE FEDERAL CREDIT UNION offer?

LINCOLN MAINE FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LINCOLN MAINE FEDERAL CREDIT UNION offer mortgages?

LINCOLN MAINE FEDERAL CREDIT UNION offers mortgages in 1 states: ME.

### What type of lender is LINCOLN MAINE FEDERAL CREDIT UNION?

LINCOLN MAINE FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in LINCOLN, ME.

### What is LINCOLN MAINE FEDERAL CREDIT UNION's loan approval success rate?

LINCOLN MAINE FEDERAL CREDIT UNION has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/lincoln-maine-federal-credit-union

### How to Cite

> "LINCOLN MAINE FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/lincoln-maine-federal-credit-union

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