# LINKED HOME LOANS, LLC

> **Canonical URL:** https://saferate.com/lenders/linked-home-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LINKED HOME LOANS, LLC is a independent mortgage company, headquartered in San Ramon, CA, serving borrowers across 2 states, with 111 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 85% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 53% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549007UO49TL9LEDN58
- **Headquarters:** San Ramon, CA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** CA, NV
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 15/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.572%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,071
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 111
- **Dollar Volume:** $56 million
- **Applications Received:** 156
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $506,712
- **Average Borrower Income:** $188,685
- **Average Property Value:** $666,532

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 34/100 | 100 | +0.637% | $2,992 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 88 loans, Score: 35/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 37/100 | 98 | $49M | +0.584% | Acceptable 🙂 |
| Refinance | 21/100 | 13 | $7M | +0.485% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 107 | 0.04% | 65/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Sacramento | CA | 77 | 72/100 |

## Frequently Asked Questions

### What loan types does LINKED HOME LOANS, LLC offer?

LINKED HOME LOANS, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LINKED HOME LOANS, LLC offer mortgages?

LINKED HOME LOANS, LLC offers mortgages in 2 states: CA, NV.

### How competitive are LINKED HOME LOANS, LLC's mortgage rates?

LINKED HOME LOANS, LLC has a pricing score of 15/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.572% above market average.

### What type of lender is LINKED HOME LOANS, LLC?

LINKED HOME LOANS, LLC is a non-depository lender that specializes in mortgage origination, headquartered in San Ramon, CA.

### What is LINKED HOME LOANS, LLC's loan approval success rate?

LINKED HOME LOANS, LLC has a pull-through score of 47/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/linked-home-loans

### How to Cite

> "LINKED HOME LOANS, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/linked-home-loans

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