# LOANDEPOT.COM, LLC

> **Canonical URL:** https://saferate.com/lenders/loandepotcom


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LOANDEPOT.COM, LLC is a independent mortgage company, headquartered in DOVER, DE, serving borrowers nationwide, with 57,340 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 52% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300AG64NHILB7ZP05
- **Headquarters:** DOVER, DE
- **Geographic Reach:** National
- **States Served:** 51
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** mix
- **Direct Origination:** 70.9%
- **Brokered/Wholesale:** 29.1%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.136%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,582
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 57,340
- **Dollar Volume:** $20.7 billion
- **Applications Received:** 90,400
- **Market Share:** 161.00%

## Typical Borrower Profile

- **Average Loan Amount:** $360,624
- **Average Borrower Income:** $132,323
- **Average Property Value:** $466,254

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **VA Gold Superstar** (70%)
- ⭐ **Jumbo Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (70%)
- ⭐ **Refinance Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 90/100 | 30,160 | +0.162% | $2,515 | Exceptional 🤩 |
| FHA | 95/100 | 19,517 | +0.306% | $2,571 | Exceptional 🤩 |
| VA | 92/100 | 7,000 | -0.385% | $3,037 | Exceptional 🤩 |
| Jumbo | 88/100 | 529 | +0.166% | $1,345 | Exceptional 🤩 |
| USDA | 88/100 | 134 | +0.444% | $2,390 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 20,877 loans, Score: 90/100 (Exceptional)
- Refinance: 9,283 loans, Score: 91/100 (Exceptional)

**FHA:**
- Purchase: 12,106 loans, Score: 94/100 (Exceptional)
- Refinance: 7,411 loans, Score: 95/100 (Exceptional)

**VA:**
- Purchase: 3,680 loans, Score: 90/100 (Exceptional)
- Refinance: 3,320 loans, Score: 95/100 (Exceptional)

**Jumbo:**
- Purchase: 418 loans, Score: 88/100 (Exceptional)
- Refinance: 111 loans, Score: 87/100 (Exceptional)

**USDA:**
- Purchase: 134 loans, Score: 88/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 92/100 | 37,215 | $14.8B | +0.084% | Exceptional 🤩 |
| Refinance | 93/100 | 20,125 | $5.9B | +0.251% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 7,812 | 2.23% | 92/100 |
| CA | 6,417 | 2.25% | 87/100 |
| FL | 5,290 | 1.81% | 86/100 |
| AZ | 3,134 | 3.15% | 89/100 |
| IL | 2,802 | 2.25% | 89/100 |
| NC | 2,722 | 1.84% | 83/100 |
| NJ | 2,270 | 2.65% | 91/100 |
| GA | 2,166 | 1.57% | 85/100 |
| OH | 1,927 | 1.43% | 82/100 |
| SC | 1,553 | 1.94% | 88/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 5,609 | 87/100 |
| Houston | TX | 2,437 | 90/100 |
| Phoenix | AZ | 2,246 | 88/100 |
| Chicago | IL | 2,013 | 88/100 |
| Dallas | TX | 1,855 | 89/100 |
| Riverside | CA | 1,774 | 88/100 |
| New York | NY-NJ | 1,559 | 88/100 |
| Charlotte | NC-SC | 1,307 | 90/100 |
| Atlanta | GA | 1,222 | 85/100 |
| Austin | TX | 1,028 | 91/100 |
| San Antonio | TX | 984 | 83/100 |
| Las Vegas | NV | 884 | 88/100 |
| Sacramento | CA | 860 | 83/100 |
| Nashville | TN | 755 | 85/100 |
| Denver | CO | 752 | 79/100 |

## Where This Lender Ranks

LOANDEPOT.COM, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Florida for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/florida/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Arizona for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arizona/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Phoenix for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/phoenix/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Georgia for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/georgia/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Chicago for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chicago/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Riverside for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/riverside/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Colorado for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/colorado/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Tennessee for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Washington for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Atlanta for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Austin for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Nevada for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in San Antonio for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Las Vegas for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Nashville for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nashville/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Oregon for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oregon/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Tucson, AZ for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Fort Worth for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in West Virginia for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/west-virginia/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Cape Coral for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does LOANDEPOT.COM, LLC offer?

LOANDEPOT.COM, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LOANDEPOT.COM, LLC offer mortgages?

LOANDEPOT.COM, LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are LOANDEPOT.COM, LLC's mortgage rates?

LOANDEPOT.COM, LLC has a pricing score of 48/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.136% above market average.

### What type of lender is LOANDEPOT.COM, LLC?

LOANDEPOT.COM, LLC is a non-depository lender that specializes in mortgage origination, headquartered in DOVER, DE.

### What is LOANDEPOT.COM, LLC's loan approval success rate?

LOANDEPOT.COM, LLC has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/loandepotcom

### How to Cite

> "LOANDEPOT.COM, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/loandepotcom

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