# LOANSTEADY LLC

> **Canonical URL:** https://saferate.com/lenders/loansteady


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LOANSTEADY LLC is a independent mortgage company, headquartered in McLean, VA, serving borrowers across 26 states, with 582 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 50% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 39% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900YPPMV9UM5FUW09
- **Headquarters:** McLean, VA
- **Geographic Reach:** Near-National
- **States Served:** 26
- **State List:** AL, AZ, CO, DC, FL, GA, IA, IL, LA, MA, MD, MI, MO, MS, NC, ND, NJ, NM, OH, PA, SC, TN, TX, VA, WA, WV
- **Markets (MSAs):** 13
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 61/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.228%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,097
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 582
- **Dollar Volume:** $216 million
- **Applications Received:** 783
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $371,546
- **Average Borrower Income:** $151,957
- **Average Property Value:** $461,166

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **VA Gold Superstar** (63%)
- ⭐ **USDA Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 62/100 | 346 | +0.183% | $2,094 | Strong 😀 |
| FHA | 67/100 | 106 | +0.608% | $2,675 | Strong 😀 |
| VA | 70/100 | 90 | -0.255% | $1,182 | Strong 😀 |
| USDA | 78/100 | 36 | +0.545% | $1,937 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 313 loans, Score: 63/100 (Strong)
- Refinance: 33 loans, Score: 33/100 (Acceptable)

**FHA:**
- Purchase: 100 loans, Score: 66/100 (Strong)

**VA:**
- Purchase: 88 loans, Score: 70/100 (Strong)

**USDA:**
- Purchase: 36 loans, Score: 78/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 65/100 | 539 | $198M | +0.234% | Strong 😀 |
| Refinance | 37/100 | 43 | $19M | +0.157% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| LA | 144 | 0.41% | 71/100 |
| NC | 97 | 0.07% | 61/100 |
| GA | 83 | 0.06% | 61/100 |
| VA | 59 | 0.05% | 59/100 |
| MS | 52 | 0.21% | 60/100 |
| DC | 44 | 0.77% | 66/100 |
| MD | 28 | 0.04% | 50/100 |
| IL | 23 | 0.02% | 46/100 |
| FL | 15 | 0.01% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 145 | 59/100 |
| Slidell | LA | 66 | 78/100 |
| Arlington | VA-WV | 50 | 60/100 |
| Washington, DC | DC-MD | 48 | 65/100 |
| Wilmington, NC | NC | 48 | 69/100 |
| Jacksonville, NC | NC | 33 | 65/100 |
| Savannah, GA | GA | 23 | 60/100 |
| Atlanta | GA | 17 | 45/100 |
| Hammond, LA | LA | 17 | 56/100 |
| New Orleans | LA | 16 | 49/100 |
| Frederick | MD | 14 | 47/100 |
| Baton Rouge, LA | LA | 10 | 42/100 |
| Gulfport | MS | 10 | 43/100 |

## Where This Lender Ranks

LOANSTEADY LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Slidell Mortgage Companies
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies)
- 🏆 **#6** in Hammond, LA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Slidell for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#9** in Slidell
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders)
- 🏆 **#9** in Slidell for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#9** in Washington DC Mortgage Companies
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Hammond, LA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Slidell for VA Loans
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/va-loans)
- 🏆 **#11** in Slidell for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#11** in Jacksonville, NC Mortgage Companies
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in Hammond, LA for Conventional Loans
  - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/conventional-loans)
- 🏆 **#12** in Hammond, LA for FHA Loans
  - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/fha-loans)
- 🏆 **#13** in Louisiana Mortgage Companies
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/mortgage-companies)
- 🏆 **#13** in Slidell for FHA Loans
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/fha-loans)
- 🏆 **#13** in Mississippi Mortgage Companies
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/mortgage-companies)
- 🏆 **#13** in Washington, DC Mortgage Companies
  - [View Full Rankings](https://saferate.com/washington-dc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Wilmington, NC Mortgage Companies
  - [View Full Rankings](https://saferate.com/wilmington-nc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Jacksonville, NC
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders)
- 🏆 **#15** in Jacksonville, NC for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#15** in Savannah, GA Mortgage Companies
  - [View Full Rankings](https://saferate.com/savannah-ga/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does LOANSTEADY LLC offer?

LOANSTEADY LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LOANSTEADY LLC offer mortgages?

LOANSTEADY LLC offers mortgages in 26 states: AL, AZ, CO, DC, FL, GA, IA, IL, LA, MA, MD, MI, MO, MS, NC, ND, NJ, NM, OH, PA, SC, TN, TX, VA, WA, WV.

### How competitive are LOANSTEADY LLC's mortgage rates?

LOANSTEADY LLC has a pricing score of 50/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.228% above market average.

### What type of lender is LOANSTEADY LLC?

LOANSTEADY LLC is a non-depository lender that specializes in mortgage origination, headquartered in McLean, VA.

### What is LOANSTEADY LLC's loan approval success rate?

LOANSTEADY LLC has a pull-through score of 61/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/loansteady

### How to Cite

> "LOANSTEADY LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/loansteady

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