# LoanUnited.com, LLC

> **Canonical URL:** https://saferate.com/lenders/loanunitedcom


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LoanUnited.com, LLC is a independent mortgage company, headquartered in Atlanta, GA, serving borrowers nationwide, with 1,689 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 59% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300PL267CW8182203
- **Headquarters:** Atlanta, GA
- **Geographic Reach:** National
- **States Served:** 40
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MS, NC, NE, NH, NJ, NV, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WI, WY
- **Markets (MSAs):** 43
- **Primary Channel:** wholesale
- **Direct Origination:** 4%
- **Brokered/Wholesale:** 96%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 41/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.308%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,011
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,689
- **Dollar Volume:** $588 million
- **Applications Received:** 3,625
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $347,848
- **Average Borrower Income:** $124,356
- **Average Property Value:** $402,691

## Safe Rate Awards 🏆

- ⭐ **VA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 50/100 | 383 | +0.209% | $2,298 | Sound ☺️ |
| FHA | 74/100 | 503 | +0.216% | $2,833 | Strong 😀 |
| VA | 82/100 | 803 | -0.619% | $3,240 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 285 loans, Score: 50/100 (Sound)
- Refinance: 98 loans, Score: 50/100 (Sound)

**FHA:**
- Purchase: 313 loans, Score: 72/100 (Strong)
- Refinance: 190 loans, Score: 79/100 (Strong)

**VA:**
- Purchase: 621 loans, Score: 81/100 (Exceptional)
- Refinance: 182 loans, Score: 83/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 68/100 | 1,219 | $424M | +0.058% | Strong 😀 |
| Refinance | 61/100 | 470 | $163M | -0.646% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 220 | 0.06% | 64/100 |
| GA | 215 | 0.16% | 69/100 |
| FL | 183 | 0.06% | 62/100 |
| VA | 163 | 0.15% | 68/100 |
| CA | 107 | 0.04% | 56/100 |
| NC | 95 | 0.06% | 58/100 |
| NE | 74 | 0.35% | 63/100 |
| AZ | 73 | 0.07% | 57/100 |
| TN | 64 | 0.07% | 56/100 |
| SC | 52 | 0.06% | 56/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 128 | 52/100 |
| Virginia Beach | VA-NC | 116 | 69/100 |
| Houston | TX | 91 | 61/100 |
| Atlanta | GA | 74 | 60/100 |
| Omaha, NE | NE-IA | 59 | 63/100 |
| Phoenix | AZ | 52 | 55/100 |
| Fayetteville, NC | NC | 44 | 64/100 |
| Las Vegas | NV | 38 | 55/100 |
| Tampa, FL | FL | 32 | 52/100 |
| Savannah, GA | GA | 31 | 60/100 |
| San Antonio | TX | 30 | 50/100 |
| Riverside | CA | 27 | 48/100 |
| Warner Robins, GA | GA | 27 | 60/100 |
| Hinesville, GA | GA | 26 | 66/100 |
| Jacksonville, FL | FL | 24 | 49/100 |

## Where This Lender Ranks

LoanUnited.com, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in Lake Charles, LA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#9** in Hinesville, GA Mortgage Companies
  - [View Full Rankings](https://saferate.com/hinesville-ga/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in Lake Charles, LA for VA Loans
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders/va-loans)
- 🏆 **#11** in Hinesville, GA
  - [View Full Rankings](https://saferate.com/hinesville-ga/best-mortgage-lenders)
- 🏆 **#11** in Hinesville, GA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hinesville-ga/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Cheyenne, WY for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#13** in Hinesville, GA for VA Loans
  - [View Full Rankings](https://saferate.com/hinesville-ga/best-mortgage-lenders/va-loans)
- 🏆 **#15** in Lake Charles, LA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lake-charles-la/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#16** in Nebraska for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#16** in Omaha, NE for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#16** in Cheyenne, WY for VA Loans
  - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/va-loans)
- 🏆 **#17** in Savannah, GA Mortgage Companies
  - [View Full Rankings](https://saferate.com/savannah-ga/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Nebraska Mortgage Companies
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Omaha, NE Mortgage Companies
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Savannah, GA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/savannah-ga/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#18** in Savannah, GA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/savannah-ga/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#18** in Warner Robins, GA Mortgage Companies
  - [View Full Rankings](https://saferate.com/warner-robins-ga/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Warner Robins, GA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/warner-robins-ga/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#18** in Wyoming for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wyoming/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#19** in Omaha, NE for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does LoanUnited.com, LLC offer?

LoanUnited.com, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LoanUnited.com, LLC offer mortgages?

LoanUnited.com, LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are LoanUnited.com, LLC's mortgage rates?

LoanUnited.com, LLC has a pricing score of 41/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.308% below market average.

### What type of lender is LoanUnited.com, LLC?

LoanUnited.com, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Atlanta, GA.

### What is LoanUnited.com, LLC's loan approval success rate?

LoanUnited.com, LLC has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/loanunitedcom

### How to Cite

> "LoanUnited.com, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/loanunitedcom

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