# LOGIX FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/logix-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LOGIX FEDERAL CREDIT UNION is a credit union, headquartered in Valencia, CA, serving borrowers across 8 states, with 237 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 47% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 58% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493000EO85W8IS2FR22
- **Headquarters:** Valencia, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** AZ, CA, MA, MD, ME, NH, NV, VA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 42/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.259%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $592
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 237
- **Dollar Volume:** $139 million
- **Applications Received:** 447
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $584,451
- **Average Borrower Income:** $221,291
- **Average Property Value:** $916,730

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 48/100 | 208 | +0.274% | $527 | Sound ☺️ |
| Jumbo | 67/100 | 29 | +0.145% | $1,085 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 152 loans, Score: 46/100 (Sound)
- Refinance: 56 loans, Score: 49/100 (Sound)

**Jumbo:**
- Purchase: 26 loans, Score: 69/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 178 | $114M | +0.219% | Sound ☺️ |
| Refinance | 47/100 | 59 | $24M | +0.384% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 211 | 0.07% | 70/100 |
| AZ | 12 | 0.01% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 127 | 74/100 |
| Oxnard | CA | 42 | 69/100 |
| Riverside | CA | 19 | 50/100 |

## Where This Lender Ranks

LOGIX FEDERAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Oxnard for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥉 **#3** in Los Angeles Credit Unions
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/credit-unions)
- 🥉 **#3** in Los Angeles for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Los Angeles for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🏆 **#4** in Oxnard for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#16** in Oxnard for Jumbo Loans
  - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does LOGIX FEDERAL CREDIT UNION offer?

LOGIX FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LOGIX FEDERAL CREDIT UNION offer mortgages?

LOGIX FEDERAL CREDIT UNION offers mortgages in 8 states: AZ, CA, MA, MD, ME, NH, NV, VA.

### How competitive are LOGIX FEDERAL CREDIT UNION's mortgage rates?

LOGIX FEDERAL CREDIT UNION has a pricing score of 53/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.259% above market average.

### What type of lender is LOGIX FEDERAL CREDIT UNION?

LOGIX FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Valencia, CA.

### What is LOGIX FEDERAL CREDIT UNION's loan approval success rate?

LOGIX FEDERAL CREDIT UNION has a pull-through score of 42/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/logix-federal-credit-union

### How to Cite

> "LOGIX FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/logix-federal-credit-union

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