# LOS ANGELES POLICE Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/los-angeles-police-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LOS ANGELES POLICE Federal Credit Union is a credit union, headquartered in Los Angeles, CA, serving borrowers across 14 states, with 42 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 25% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 72% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493002DRIX59V47NM65
- **Headquarters:** Los Angeles, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 14
- **State List:** AZ, CA, GA, LA, MS, MT, NC, NV, OK, TN, TX, UT, VA, WA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 75/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.039%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $748
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 42
- **Dollar Volume:** $17 million
- **Applications Received:** 80
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $402,381
- **Average Borrower Income:** $192,048
- **Average Property Value:** $716,190

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 19/100 | 42 | -0.039% | $748 | Mediocre 😐 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 33 loans, Score: 20/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 20/100 | 33 | $13M | -0.024% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 26 | 0.01% | 53/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 12 | 50/100 |

## Frequently Asked Questions

### What loan types does LOS ANGELES POLICE Federal Credit Union offer?

LOS ANGELES POLICE Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LOS ANGELES POLICE Federal Credit Union offer mortgages?

LOS ANGELES POLICE Federal Credit Union offers mortgages in 14 states: AZ, CA, GA, LA, MS, MT, NC, NV, OK, TN, TX, UT, VA, WA.

### How competitive are LOS ANGELES POLICE Federal Credit Union's mortgage rates?

LOS ANGELES POLICE Federal Credit Union has a pricing score of 75/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.039% below market average.

### What type of lender is LOS ANGELES POLICE Federal Credit Union?

LOS ANGELES POLICE Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Los Angeles, CA.

### What is LOS ANGELES POLICE Federal Credit Union's loan approval success rate?

LOS ANGELES POLICE Federal Credit Union has a pull-through score of 28/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/los-angeles-police-federal-credit-union

### How to Cite

> "LOS ANGELES POLICE Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/los-angeles-police-federal-credit-union

---

**[View Interactive Profile →](https://saferate.com/lenders/los-angeles-police-federal-credit-union)**