# LPMC, LLC

> **Canonical URL:** https://saferate.com/lenders/lpmc


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LPMC, LLC is a independent mortgage company, headquartered in SALEM, OR, serving borrowers across 3 states, with 244 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 76% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 36% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493006KXUHSYFT7SD10
- **Headquarters:** SALEM, OR
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** ID, OR, WA
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 24/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 64/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.340%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,902
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 244
- **Dollar Volume:** $90 million
- **Applications Received:** 318
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $369,098
- **Average Borrower Income:** $135,529
- **Average Property Value:** $508,156

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 175 | +0.358% | $4,018 | Sound ☺️ |
| FHA | 63/100 | 53 | +0.386% | $3,490 | Strong 😀 |
| VA | 57/100 | 13 | -0.251% | $3,469 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 147 loans, Score: 52/100 (Sound)
- Refinance: 28 loans, Score: 50/100 (Sound)

**FHA:**
- Purchase: 47 loans, Score: 62/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 56/100 | 209 | $79M | +0.344% | Sound ☺️ |
| Refinance | 51/100 | 35 | $11M | +0.312% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OR | 212 | 0.50% | 80/100 |
| WA | 31 | 0.04% | 55/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Salem, OR | OR | 85 | 86/100 |
| Non |  | 45 | 45/100 |
| Portland | OR-WA | 32 | 57/100 |
| Bend, OR | OR | 23 | 64/100 |
| Eugene | OR | 21 | 58/100 |
| Kennewick | WA | 16 | 53/100 |
| Albany, OR | OR | 12 | 54/100 |

## Where This Lender Ranks

LPMC, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in Salem, OR for FHA Loans
  - [View Full Rankings](https://saferate.com/salem-or/best-mortgage-lenders/fha-loans)
- 🏆 **#5** in Salem, OR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/salem-or/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Oregon for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oregon/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#12** in Salem, OR Mortgage Companies
  - [View Full Rankings](https://saferate.com/salem-or/best-mortgage-lenders/mortgage-companies)
- 🏆 **#13** in Bend, OR for FHA Loans
  - [View Full Rankings](https://saferate.com/bend-or/best-mortgage-lenders/fha-loans)
- 🏆 **#13** in Bend, OR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bend-or/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#14** in Oregon for FHA Loans
  - [View Full Rankings](https://saferate.com/oregon/best-mortgage-lenders/fha-loans)
- 🏆 **#16** in Eugene Mortgage Companies
  - [View Full Rankings](https://saferate.com/eugene/best-mortgage-lenders/mortgage-companies)
- 🏆 **#17** in Bend, OR Mortgage Companies
  - [View Full Rankings](https://saferate.com/bend-or/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Oregon Mortgage Companies
  - [View Full Rankings](https://saferate.com/oregon/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Salem, OR
  - [View Full Rankings](https://saferate.com/salem-or/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does LPMC, LLC offer?

LPMC, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LPMC, LLC offer mortgages?

LPMC, LLC offers mortgages in 3 states: ID, OR, WA.

### How competitive are LPMC, LLC's mortgage rates?

LPMC, LLC has a pricing score of 24/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.340% above market average.

### What type of lender is LPMC, LLC?

LPMC, LLC is a non-depository lender that specializes in mortgage origination, headquartered in SALEM, OR.

### What is LPMC, LLC's loan approval success rate?

LPMC, LLC has a pull-through score of 64/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/lpmc

### How to Cite

> "LPMC, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/lpmc

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