# LUXURY MORTGAGE CORP.

> **Canonical URL:** https://saferate.com/lenders/luxury-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LUXURY MORTGAGE CORP. is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 26 states, with 363 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 94% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 67% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900V6GCDMRQZ34D96
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Near-National
- **States Served:** 26
- **State List:** AL, AZ, CA, CO, CT, FL, IL, LA, MA, MI, NC, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 9
- **Primary Channel:** wholesale
- **Direct Origination:** 0%
- **Brokered/Wholesale:** 100%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 6/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +1.013%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,884
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 363
- **Dollar Volume:** $292 million
- **Applications Received:** 633
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $805,634
- **Average Borrower Income:** $727,970
- **Average Property Value:** $1,120,482

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 41/100 | 255 | +1.062% | $5,464 | Sound ☺️ |
| Jumbo | 77/100 | 108 | +0.852% | $2,994 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 209 loans, Score: 42/100 (Sound)
- Refinance: 46 loans, Score: 42/100 (Sound)

**Jumbo:**
- Purchase: 77 loans, Score: 77/100 (Strong)
- Refinance: 31 loans, Score: 80/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 44/100 | 286 | $227M | +0.980% | Sound ☺️ |
| Refinance | 46/100 | 77 | $65M | +1.137% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 109 | 0.04% | 61/100 |
| FL | 71 | 0.02% | 56/100 |
| NY | 60 | 0.05% | 59/100 |
| TX | 33 | 0.01% | 48/100 |
| NJ | 28 | 0.03% | 52/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New York | NY-NJ | 49 | 60/100 |
| Los Angeles | CA | 48 | 60/100 |
| Miami | FL | 27 | 55/100 |
| Nassau County | NY | 19 | 50/100 |
| Orlando | FL | 15 | 46/100 |
| Anaheim | CA | 14 | 47/100 |
| Houston | TX | 12 | 41/100 |
| Riverside | CA | 11 | 42/100 |
| Fresno, CA | CA | 10 | 43/100 |

## Frequently Asked Questions

### What loan types does LUXURY MORTGAGE CORP. offer?

LUXURY MORTGAGE CORP. offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LUXURY MORTGAGE CORP. offer mortgages?

LUXURY MORTGAGE CORP. offers mortgages in 26 states: AL, AZ, CA, CO, CT, FL, IL, LA, MA, MI, NC, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI.

### How competitive are LUXURY MORTGAGE CORP.'s mortgage rates?

LUXURY MORTGAGE CORP. has a pricing score of 6/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.013% above market average.

### What type of lender is LUXURY MORTGAGE CORP.?

LUXURY MORTGAGE CORP. is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is LUXURY MORTGAGE CORP.'s loan approval success rate?

LUXURY MORTGAGE CORP. has a pull-through score of 33/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/luxury-mortgage

### How to Cite

> "LUXURY MORTGAGE CORP. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/luxury-mortgage

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