# LYNX MORTGAGE BANK LLC

> **Canonical URL:** https://saferate.com/lenders/lynx-mortgage-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


LYNX MORTGAGE BANK LLC is a independent mortgage company, headquartered in WESTBURY, NY, serving borrowers across 2 states, with 222 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 43% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300A7YGYUVVWJ2M57
- **Headquarters:** WESTBURY, NY
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** FL, NY
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.6%
- **Brokered/Wholesale:** 0.4%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.081%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,212
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 222
- **Dollar Volume:** $107 million
- **Applications Received:** 265
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $483,468
- **Average Borrower Income:** $285,973
- **Average Property Value:** $715,541

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 48/100 | 205 | +0.055% | $2,217 | Sound ☺️ |
| FHA | 52/100 | 16 | +0.400% | $2,208 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 180 loans, Score: 48/100 (Sound)
- Refinance: 25 loans, Score: 39/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 195 | $98M | +0.068% | Sound ☺️ |
| Refinance | 39/100 | 27 | $9M | +0.202% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 214 | 0.19% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Nassau County | NY | 164 | 79/100 |
| New York | NY-NJ | 46 | 61/100 |

## Where This Lender Ranks

LYNX MORTGAGE BANK LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#9** in Nassau County Mortgage Companies
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies)
- 🏆 **#20** in Nassau County
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does LYNX MORTGAGE BANK LLC offer?

LYNX MORTGAGE BANK LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does LYNX MORTGAGE BANK LLC offer mortgages?

LYNX MORTGAGE BANK LLC offers mortgages in 2 states: FL, NY.

### How competitive are LYNX MORTGAGE BANK LLC's mortgage rates?

LYNX MORTGAGE BANK LLC has a pricing score of 57/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.081% above market average.

### What type of lender is LYNX MORTGAGE BANK LLC?

LYNX MORTGAGE BANK LLC is a non-depository lender that specializes in mortgage origination, headquartered in WESTBURY, NY.

### What is LYNX MORTGAGE BANK LLC's loan approval success rate?

LYNX MORTGAGE BANK LLC has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/lynx-mortgage-bank

### How to Cite

> "LYNX MORTGAGE BANK LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/lynx-mortgage-bank

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