# M2 LENDING SOLUTIONS, LLC

> **Canonical URL:** https://saferate.com/lenders/m2-lending-solutions


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


M2 LENDING SOLUTIONS, LLC is a independent mortgage company, headquartered in Denver, CO, with 244 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 40% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 32% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549002YTHQ90AS4OM73
- **Headquarters:** Denver, CO
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CO
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 60/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.196%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,258
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 244
- **Dollar Volume:** $123 million
- **Applications Received:** 299
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $505,574
- **Average Borrower Income:** $148,504
- **Average Property Value:** $621,352

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 188 | +0.097% | $1,899 | Sound ☺️ |
| FHA | 60/100 | 52 | +0.511% | $3,447 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 172 loans, Score: 45/100 (Sound)

**FHA:**
- Purchase: 47 loans, Score: 59/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 222 | $114M | +0.220% | Sound ☺️ |
| Refinance | 34/100 | 22 | $9M | -0.054% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CO | 244 | 0.29% | 78/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Denver | CO | 225 | 80/100 |

## Where This Lender Ranks

M2 LENDING SOLUTIONS, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in Denver Mortgage Companies
  - [View Full Rankings](https://saferate.com/denver/best-mortgage-lenders/mortgage-companies)
- 🏆 **#13** in Denver
  - [View Full Rankings](https://saferate.com/denver/best-mortgage-lenders)
- 🏆 **#16** in Denver for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/denver/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#18** in Colorado Mortgage Companies
  - [View Full Rankings](https://saferate.com/colorado/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Denver for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/denver/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does M2 LENDING SOLUTIONS, LLC offer?

M2 LENDING SOLUTIONS, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does M2 LENDING SOLUTIONS, LLC offer mortgages?

M2 LENDING SOLUTIONS, LLC offers mortgages in 1 states: CO.

### How competitive are M2 LENDING SOLUTIONS, LLC's mortgage rates?

M2 LENDING SOLUTIONS, LLC has a pricing score of 60/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.196% above market average.

### What type of lender is M2 LENDING SOLUTIONS, LLC?

M2 LENDING SOLUTIONS, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Denver, CO.

### What is M2 LENDING SOLUTIONS, LLC's loan approval success rate?

M2 LENDING SOLUTIONS, LLC has a pull-through score of 68/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/m2-lending-solutions

### How to Cite

> "M2 LENDING SOLUTIONS, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/m2-lending-solutions

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