# Mabrey Bank

> **Canonical URL:** https://saferate.com/lenders/mabrey-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Mabrey Bank is a bank, headquartered in Bixby, OK, serving borrowers across 2 states, with 73 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 66% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 66% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 254900R24PHQB7GDFD26
- **Headquarters:** Bixby, OK
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** OK, TX
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.241%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,032
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 73
- **Dollar Volume:** $25 million
- **Applications Received:** 110
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $345,548
- **Average Borrower Income:** $210,603
- **Average Property Value:** $478,562

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 31/100 | 53 | +0.216% | $2,005 | Acceptable 🙂 |
| FHA | 50/100 | 12 | +0.425% | $1,877 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 44 loans, Score: 30/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 34/100 | 62 | $23M | +0.280% | Acceptable 🙂 |
| Refinance | 24/100 | 11 | $3M | +0.021% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OK | 71 | 0.17% | 68/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Tulsa, OK | OK | 52 | 67/100 |
| Non |  | 14 | 32/100 |

## Where This Lender Ranks

Mabrey Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#13** in Tulsa, OK for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/tulsa-ok/best-mortgage-lenders/banks/fha-loans)

## Frequently Asked Questions

### What loan types does Mabrey Bank offer?

Mabrey Bank offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Mabrey Bank offer mortgages?

Mabrey Bank offers mortgages in 2 states: OK, TX.

### How competitive are Mabrey Bank's mortgage rates?

Mabrey Bank has a pricing score of 34/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.241% above market average.

### What type of lender is Mabrey Bank?

Mabrey Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Bixby, OK.

### What is Mabrey Bank's loan approval success rate?

Mabrey Bank has a pull-through score of 34/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mabrey-bank

### How to Cite

> "Mabrey Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mabrey-bank

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