# Manasquan Bank

> **Canonical URL:** https://saferate.com/lenders/manasquan-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Manasquan Bank is a bank, headquartered in Manasquan, NJ, serving borrowers across 3 states, with 185 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 27% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 37% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300VACYYK343SKH92
- **Headquarters:** Manasquan, NJ
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** FL, NJ, PA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 73/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 63/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.097%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $191
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 185
- **Dollar Volume:** $110 million
- **Applications Received:** 209
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $597,000
- **Average Borrower Income:** $298,541
- **Average Property Value:** $921,486

## Safe Rate Awards 🏆

- ⭐ **Purchase Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 162 | +0.099% | $189 | Sound ☺️ |
| Jumbo | 70/100 | 23 | +0.059% | $238 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 141 loans, Score: 44/100 (Sound)
- Refinance: 21 loans, Score: 37/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 45/100 | 150 | $78M | +0.043% | Sound ☺️ |
| Refinance | 44/100 | 35 | $32M | +0.520% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NJ | 180 | 0.21% | 78/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lakewood | NJ | 169 | 83/100 |

## Where This Lender Ranks

Manasquan Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Lakewood Banks
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/banks)
- 🥉 **#3** in Lakewood
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders)
- 🏆 **#5** in Lakewood for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#6** in Lakewood for Jumbo Loans
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/jumbo-loans)
- 🏆 **#11** in New Jersey for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#12** in New Jersey Banks
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/banks)
- 🏆 **#13** in New Jersey for Jumbo Loans
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/jumbo-loans)
- 🏆 **#14** in Lakewood for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#19** in New Jersey
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does Manasquan Bank offer?

Manasquan Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Manasquan Bank offer mortgages?

Manasquan Bank offers mortgages in 3 states: FL, NJ, PA.

### How competitive are Manasquan Bank's mortgage rates?

Manasquan Bank has a pricing score of 73/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.097% above market average.

### What type of lender is Manasquan Bank?

Manasquan Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Manasquan, NJ.

### What is Manasquan Bank's loan approval success rate?

Manasquan Bank has a pull-through score of 63/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/manasquan-bank

### How to Cite

> "Manasquan Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/manasquan-bank

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