# MARSHALL COMMUNITY CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/marshall-community-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MARSHALL COMMUNITY CREDIT UNION is a credit union, headquartered in Marshall, MI, with 180 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 24% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 17% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493004R1ELTGT9LUL33
- **Headquarters:** Marshall, MI
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** MI
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pull Through: Exceptional 🤩
- Score: 83/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.082%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $877
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 180
- **Dollar Volume:** $33 million
- **Applications Received:** 193
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $184,722
- **Average Borrower Income:** $96,078
- **Average Property Value:** $270,222

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (77%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 180 | +0.082% | $877 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 69 loans, Score: 50/100 (Sound)
- Refinance: 111 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 49/100 | 69 | $13M | +0.146% | Sound ☺️ |
| Refinance | 72/100 | 111 | $20M | +0.032% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MI | 180 | 0.16% | 73/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Battle Creek, MI | MI | 121 | 100/100 |
| Non |  | 18 | 31/100 |
| Jackson, MI | MI | 15 | 61/100 |
| Lansing | MI | 11 | 46/100 |

## Where This Lender Ranks

MARSHALL COMMUNITY CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Battle Creek, MI
  - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders)
- 🥇 **#1** in Battle Creek, MI Credit Unions
  - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/credit-unions)
- 🥈 **#2** in Battle Creek, MI for Conventional Loans
  - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/conventional-loans)
- 🥈 **#2** in Battle Creek, MI for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in Jackson, MI for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/jackson-mi/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Jackson, MI for Conventional Loans
  - [View Full Rankings](https://saferate.com/jackson-mi/best-mortgage-lenders/conventional-loans)
- 🏆 **#4** in Lansing for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/lansing/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#15** in Lansing for Conventional Loans
  - [View Full Rankings](https://saferate.com/lansing/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does MARSHALL COMMUNITY CREDIT UNION offer?

MARSHALL COMMUNITY CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MARSHALL COMMUNITY CREDIT UNION offer mortgages?

MARSHALL COMMUNITY CREDIT UNION offers mortgages in 1 states: MI.

### How competitive are MARSHALL COMMUNITY CREDIT UNION's mortgage rates?

MARSHALL COMMUNITY CREDIT UNION has a pricing score of 76/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.082% above market average.

### What type of lender is MARSHALL COMMUNITY CREDIT UNION?

MARSHALL COMMUNITY CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Marshall, MI.

### What is MARSHALL COMMUNITY CREDIT UNION's loan approval success rate?

MARSHALL COMMUNITY CREDIT UNION has a pull-through score of 83/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/marshall-community-credit-union

### How to Cite

> "MARSHALL COMMUNITY CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/marshall-community-credit-union

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