# MASON MCDUFFIE MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/mason-mcduffie-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MASON MCDUFFIE MORTGAGE CORPORATION is a independent mortgage company, headquartered in SAN FRANCISCO, CA, serving borrowers across 27 states, with 2,018 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 40% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300UB5TJ0YPVPT503
- **Headquarters:** SAN FRANCISCO, CA
- **Geographic Reach:** Near-National
- **States Served:** 27
- **State List:** AR, AZ, CA, CO, FL, GA, HI, IA, ID, IN, KS, MN, MS, NC, NJ, NM, NV, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 42
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 60/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.380%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,478
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,018
- **Dollar Volume:** $916 million
- **Applications Received:** 2,772
- **Market Share:** 6.00%

## Typical Borrower Profile

- **Average Loan Amount:** $454,009
- **Average Borrower Income:** $186,296
- **Average Property Value:** $620,411

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 77/100 | 1,422 | +0.368% | $3,433 | Strong 😀 |
| FHA | 80/100 | 384 | +0.583% | $4,023 | Strong 😀 |
| VA | 71/100 | 128 | -0.179% | $3,861 | Strong 😀 |
| Jumbo | 73/100 | 68 | +0.607% | $1,252 | Strong 😀 |
| USDA | 50/100 | 16 | +0.165% | $2,545 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,209 loans, Score: 77/100 (Strong)
- Refinance: 213 loans, Score: 72/100 (Strong)

**FHA:**
- Purchase: 349 loans, Score: 80/100 (Strong)
- Refinance: 35 loans, Score: 71/100 (Strong)

**VA:**
- Purchase: 119 loans, Score: 71/100 (Strong)

**Jumbo:**
- Purchase: 59 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 79/100 | 1,752 | $799M | +0.380% | Strong 😀 |
| Refinance | 74/100 | 266 | $117M | +0.377% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 836 | 0.29% | 77/100 |
| MN | 219 | 0.34% | 70/100 |
| WA | 180 | 0.21% | 70/100 |
| OR | 174 | 0.41% | 72/100 |
| NV | 114 | 0.28% | 68/100 |
| CO | 99 | 0.12% | 61/100 |
| TX | 73 | 0.02% | 51/100 |
| AZ | 53 | 0.05% | 53/100 |
| FL | 47 | 0.02% | 46/100 |
| VA | 42 | 0.04% | 51/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 299 | 65/100 |
| Minneapolis | MN-WI | 187 | 70/100 |
| Portland | OR-WA | 101 | 66/100 |
| Chico, CA | CA | 94 | 93/100 |
| Sacramento | CA | 78 | 62/100 |
| Oakland | CA | 71 | 64/100 |
| Santa Cruz | CA | 69 | 81/100 |
| Tacoma | WA | 68 | 70/100 |
| Santa Rosa | CA | 54 | 70/100 |
| Reno, NV | NV | 45 | 63/100 |
| Los Angeles | CA | 42 | 53/100 |
| Lake Havasu City | AZ | 38 | 65/100 |
| San Rafael, CA | CA | 36 | 70/100 |
| San Francisco | CA | 34 | 58/100 |
| San Jose | CA | 34 | 55/100 |

## Where This Lender Ranks

MASON MCDUFFIE MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Santa Cruz Mortgage Companies
  - [View Full Rankings](https://saferate.com/santa-cruz/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Santa Cruz for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/santa-cruz/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#6** in Chico, CA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chico-ca/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in Chico, CA for Conventional Loans
  - [View Full Rankings](https://saferate.com/chico-ca/best-mortgage-lenders/conventional-loans)
- 🏆 **#7** in Chico, CA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chico-ca/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Santa Cruz
  - [View Full Rankings](https://saferate.com/santa-cruz/best-mortgage-lenders)
- 🏆 **#7** in San Rafael, CA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-rafael-ca/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Oregon for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oregon/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#8** in Chico, CA Mortgage Companies
  - [View Full Rankings](https://saferate.com/chico-ca/best-mortgage-lenders/mortgage-companies)
- 🏆 **#8** in Chico, CA for FHA Loans
  - [View Full Rankings](https://saferate.com/chico-ca/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in San Rafael, CA Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-rafael-ca/best-mortgage-lenders/mortgage-companies)
- 🏆 **#8** in San Rafael, CA for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-rafael-ca/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#8** in Carson City, NV for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/carson-city-nv/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in Carson City, NV for Conventional Loans
  - [View Full Rankings](https://saferate.com/carson-city-nv/best-mortgage-lenders/conventional-loans)
- 🏆 **#10** in Oregon for USDA Loans
  - [View Full Rankings](https://saferate.com/oregon/best-mortgage-lenders/usda-loans)
- 🏆 **#10** in Santa Cruz for Conventional Loans
  - [View Full Rankings](https://saferate.com/santa-cruz/best-mortgage-lenders/conventional-loans)
- 🏆 **#11** in Chico, CA
  - [View Full Rankings](https://saferate.com/chico-ca/best-mortgage-lenders)
- 🏆 **#11** in Grand Junction, CO Mortgage Companies
  - [View Full Rankings](https://saferate.com/grand-junction-co/best-mortgage-lenders/mortgage-companies)
- 🏆 **#12** in Santa Rosa for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/santa-rosa/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#13** in Santa Rosa for FHA Loans
  - [View Full Rankings](https://saferate.com/santa-rosa/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does MASON MCDUFFIE MORTGAGE CORPORATION offer?

MASON MCDUFFIE MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MASON MCDUFFIE MORTGAGE CORPORATION offer mortgages?

MASON MCDUFFIE MORTGAGE CORPORATION offers mortgages in 27 states: AR, AZ, CA, CO, FL, GA, HI, IA, ID, IN, KS, MN, MS, NC, NJ, NM, NV, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI.

### How competitive are MASON MCDUFFIE MORTGAGE CORPORATION's mortgage rates?

MASON MCDUFFIE MORTGAGE CORPORATION has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.380% above market average.

### What type of lender is MASON MCDUFFIE MORTGAGE CORPORATION?

MASON MCDUFFIE MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in SAN FRANCISCO, CA.

### What is MASON MCDUFFIE MORTGAGE CORPORATION's loan approval success rate?

MASON MCDUFFIE MORTGAGE CORPORATION has a pull-through score of 60/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mason-mcduffie-mortgage

### How to Cite

> "MASON MCDUFFIE MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mason-mcduffie-mortgage

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