# MATTAMY HOME FUNDING, LLC

> **Canonical URL:** https://saferate.com/lenders/mattamy-home-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MATTAMY HOME FUNDING, LLC is a independent mortgage company, headquartered in DOVER, DE, serving borrowers across 5 states, with 2,400 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 34% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XECJ0294F1ZG19
- **Headquarters:** DOVER, DE
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AZ, FL, NC, SC, TX
- **Markets (MSAs):** 14
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.333%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $679
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,400
- **Dollar Volume:** $995 million
- **Applications Received:** 2,904
- **Market Share:** 7.00%

## Typical Borrower Profile

- **Average Loan Amount:** $414,458
- **Average Borrower Income:** $152,576
- **Average Property Value:** $515,700

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 69/100 | 1,503 | +0.447% | $820 | Strong 😀 |
| FHA | 77/100 | 626 | +0.186% | $439 | Strong 😀 |
| VA | 78/100 | 267 | -0.394% | $126 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,500 loans, Score: 71/100 (Strong)

**FHA:**
- Purchase: 626 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 267 loans, Score: 78/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 74/100 | 2,397 | $994M | +0.336% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 1,062 | 0.36% | 80/100 |
| AZ | 582 | 0.59% | 80/100 |
| NC | 533 | 0.36% | 75/100 |
| TX | 194 | 0.06% | 62/100 |
| SC | 29 | 0.04% | 48/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Phoenix | AZ | 404 | 77/100 |
| Charlotte | NC-SC | 340 | 82/100 |
| Jacksonville, FL | FL | 280 | 81/100 |
| Tampa, FL | FL | 230 | 76/100 |
| Orlando | FL | 186 | 73/100 |
| Raleigh | NC | 185 | 76/100 |
| Dallas | TX | 184 | 70/100 |
| Tucson, AZ | AZ | 178 | 77/100 |
| Port St. Lucie, FL | FL | 167 | 83/100 |
| North Port | FL | 127 | 76/100 |
| Non |  | 37 | 32/100 |
| Deltona | FL | 30 | 55/100 |
| Cape Coral | FL | 20 | 48/100 |
| Naples | FL | 17 | 50/100 |

## Where This Lender Ranks

MATTAMY HOME FUNDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Charlotte Mortgage Companies
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Charlotte for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Port St. Lucie, FL
  - [View Full Rankings](https://saferate.com/port-st-lucie-fl/best-mortgage-lenders)
- 🥇 **#1** in Port St. Lucie, FL Mortgage Companies
  - [View Full Rankings](https://saferate.com/port-st-lucie-fl/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Port St. Lucie, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/port-st-lucie-fl/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Port St. Lucie, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/port-st-lucie-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥈 **#2** in Charlotte for FHA Loans
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/fha-loans)
- 🥈 **#2** in Charlotte for VA Loans
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Charlotte for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Jacksonville, FL
  - [View Full Rankings](https://saferate.com/jacksonville-fl/best-mortgage-lenders)
- 🥈 **#2** in Jacksonville, FL Mortgage Companies
  - [View Full Rankings](https://saferate.com/jacksonville-fl/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Florida Mortgage Companies
  - [View Full Rankings](https://saferate.com/florida/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in North Carolina Mortgage Companies
  - [View Full Rankings](https://saferate.com/north-carolina/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Phoenix Mortgage Companies
  - [View Full Rankings](https://saferate.com/phoenix/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Jacksonville, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/jacksonville-fl/best-mortgage-lenders/fha-loans)
- 🥉 **#3** in Jacksonville, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jacksonville-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Tucson, AZ Mortgage Companies
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Tucson, AZ for FHA Loans
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/fha-loans)
- 🥉 **#3** in Tucson, AZ for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥉 **#3** in Tucson, AZ for VA Loans
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does MATTAMY HOME FUNDING, LLC offer?

MATTAMY HOME FUNDING, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MATTAMY HOME FUNDING, LLC offer mortgages?

MATTAMY HOME FUNDING, LLC offers mortgages in 5 states: AZ, FL, NC, SC, TX.

### How competitive are MATTAMY HOME FUNDING, LLC's mortgage rates?

MATTAMY HOME FUNDING, LLC has a pricing score of 66/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.333% above market average.

### What type of lender is MATTAMY HOME FUNDING, LLC?

MATTAMY HOME FUNDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in DOVER, DE.

### What is MATTAMY HOME FUNDING, LLC's loan approval success rate?

MATTAMY HOME FUNDING, LLC has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mattamy-home-funding

### How to Cite

> "MATTAMY HOME FUNDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mattamy-home-funding

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