# MEMBER HOME LOAN, L.L.C.

> **Canonical URL:** https://saferate.com/lenders/member-home-loan


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MEMBER HOME LOAN, L.L.C. is a independent mortgage company, headquartered in AUSTIN, TX, serving borrowers across 3 states, with 174 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 71% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300P6J0MZZT4UMT05
- **Headquarters:** AUSTIN, TX
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** LA, NM, TX
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 29/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.520%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,062
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 174
- **Dollar Volume:** $37 million
- **Applications Received:** 391
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $211,552
- **Average Borrower Income:** $142,529
- **Average Property Value:** $314,943

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 43/100 | 172 | +0.521% | $3,004 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 86 loans, Score: 39/100 (Acceptable)
- Refinance: 86 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 37/100 | 88 | $24M | +0.249% | Acceptable 🙂 |
| Refinance | 54/100 | 86 | $13M | +0.812% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 172 | 0.05% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 104 | 70/100 |
| Non |  | 17 | 31/100 |
| San Antonio | TX | 12 | 45/100 |
| Dallas | TX | 11 | 43/100 |
| Amarillo, TX | TX | 10 | 45/100 |

## Where This Lender Ranks

MEMBER HOME LOAN, L.L.C. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#15** in Amarillo, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/amarillo-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does MEMBER HOME LOAN, L.L.C. offer?

MEMBER HOME LOAN, L.L.C. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MEMBER HOME LOAN, L.L.C. offer mortgages?

MEMBER HOME LOAN, L.L.C. offers mortgages in 3 states: LA, NM, TX.

### How competitive are MEMBER HOME LOAN, L.L.C.'s mortgage rates?

MEMBER HOME LOAN, L.L.C. has a pricing score of 29/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.520% above market average.

### What type of lender is MEMBER HOME LOAN, L.L.C.?

MEMBER HOME LOAN, L.L.C. is a non-depository lender that specializes in mortgage origination, headquartered in AUSTIN, TX.

### What is MEMBER HOME LOAN, L.L.C.'s loan approval success rate?

MEMBER HOME LOAN, L.L.C. has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/member-home-loan

### How to Cite

> "MEMBER HOME LOAN, L.L.C. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/member-home-loan

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