# MEMBERS FIRST CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/members-first-credit-union-tx


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MEMBERS FIRST CREDIT UNION is a credit union, headquartered in Corpus Christi, TX, with 25 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 73% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300TJ1PI0CYX4D722
- **Headquarters:** Corpus Christi, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 25
- **Dollar Volume:** $3 million
- **Applications Received:** 72
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $117,000
- **Average Borrower Income:** $96,640
- **Average Property Value:** $209,800

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 26/100 | 25 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 24 loans, Score: 46/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 47/100 | 24 | $3M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 25 | 0.01% | 54/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Corpus Christi, TX | TX | 17 | 59/100 |

## Where This Lender Ranks

MEMBERS FIRST CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in Corpus Christi, TX for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/corpus-christi-tx/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does MEMBERS FIRST CREDIT UNION offer?

MEMBERS FIRST CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MEMBERS FIRST CREDIT UNION offer mortgages?

MEMBERS FIRST CREDIT UNION offers mortgages in 1 states: TX.

### What type of lender is MEMBERS FIRST CREDIT UNION?

MEMBERS FIRST CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Corpus Christi, TX.

### What is MEMBERS FIRST CREDIT UNION's loan approval success rate?

MEMBERS FIRST CREDIT UNION has a pull-through score of 27/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/members-first-credit-union-tx

### How to Cite

> "MEMBERS FIRST CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/members-first-credit-union-tx

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