# Meredith Village Savings Bank

> **Canonical URL:** https://saferate.com/lenders/meredith-village-savings-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Meredith Village Savings Bank is a bank, headquartered in Meredith, NH, serving borrowers across 3 states, with 224 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 50% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 44% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300EWO1QALFC6LE98
- **Headquarters:** Meredith, NH
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** MA, ME, NH
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.547%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,313
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 224
- **Dollar Volume:** $78 million
- **Applications Received:** 339
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $346,518
- **Average Borrower Income:** $179,513
- **Average Property Value:** $560,982

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 214 | +0.538% | $1,317 | Sound ☺️ |
| Jumbo | 40/100 | 10 | +1.861% | $825 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 187 loans, Score: 46/100 (Sound)
- Refinance: 27 loans, Score: 43/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 46/100 | 197 | $71M | +0.535% | Sound ☺️ |
| Refinance | 41/100 | 27 | $7M | +0.607% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NH | 214 | 1.38% | 86/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 192 | 68/100 |
| Rockingham County | NH | 19 | 55/100 |

## Where This Lender Ranks

Meredith Village Savings Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#12** in New Hampshire for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#13** in New Hampshire Banks
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/banks)
- 🏆 **#19** in Rockingham County for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/rockingham-county/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does Meredith Village Savings Bank offer?

Meredith Village Savings Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Meredith Village Savings Bank offer mortgages?

Meredith Village Savings Bank offers mortgages in 3 states: MA, ME, NH.

### How competitive are Meredith Village Savings Bank's mortgage rates?

Meredith Village Savings Bank has a pricing score of 50/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.547% above market average.

### What type of lender is Meredith Village Savings Bank?

Meredith Village Savings Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Meredith, NH.

### What is Meredith Village Savings Bank's loan approval success rate?

Meredith Village Savings Bank has a pull-through score of 56/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/meredith-village-savings-bank

### How to Cite

> "Meredith Village Savings Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/meredith-village-savings-bank

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