# MERIWEST MORTGAGE COMPANY, LLC

> **Canonical URL:** https://saferate.com/lenders/meriwest-mortgage-company


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MERIWEST MORTGAGE COMPANY, LLC is a independent mortgage company, headquartered in SAN JOSE, CA, with 71 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 90% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300SKHHL7A2K8YV94
- **Headquarters:** SAN JOSE, CA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CA
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 10/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.277%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,830
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 71
- **Dollar Volume:** $53 million
- **Applications Received:** 91
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $751,761
- **Average Borrower Income:** $303,014
- **Average Property Value:** $1,130,493

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 26/100 | 56 | +0.353% | $2,881 | Acceptable 🙂 |
| Jumbo | 61/100 | 15 | -0.099% | $2,577 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 46 loans, Score: 27/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 31/100 | 58 | $43M | +0.334% | Acceptable 🙂 |
| Refinance | 21/100 | 13 | $10M | -0.004% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 71 | 0.02% | 62/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 23 | 56/100 |
| San Francisco | CA | 15 | 56/100 |
| Oakland | CA | 13 | 51/100 |
| San Jose | CA | 11 | 50/100 |

## Frequently Asked Questions

### What loan types does MERIWEST MORTGAGE COMPANY, LLC offer?

MERIWEST MORTGAGE COMPANY, LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MERIWEST MORTGAGE COMPANY, LLC offer mortgages?

MERIWEST MORTGAGE COMPANY, LLC offers mortgages in 1 states: CA.

### How competitive are MERIWEST MORTGAGE COMPANY, LLC's mortgage rates?

MERIWEST MORTGAGE COMPANY, LLC has a pricing score of 10/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.277% above market average.

### What type of lender is MERIWEST MORTGAGE COMPANY, LLC?

MERIWEST MORTGAGE COMPANY, LLC is a non-depository lender that specializes in mortgage origination, headquartered in SAN JOSE, CA.

### What is MERIWEST MORTGAGE COMPANY, LLC's loan approval success rate?

MERIWEST MORTGAGE COMPANY, LLC has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/meriwest-mortgage-company

### How to Cite

> "MERIWEST MORTGAGE COMPANY, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/meriwest-mortgage-company

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