# METRO ISLAND MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/metro-island-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


METRO ISLAND MORTGAGE, INC. is a independent mortgage company, headquartered in SAN JUAN, PR, with 499 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 10% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300WLIZIEVZY2IG91
- **Headquarters:** SAN JUAN, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Exceptional 🤩
- Score: 90/100
- Rating: ●●●●● (5/5)


### Lending Volume
- **Total Loans:** 499
- **Dollar Volume:** $79 million
- **Applications Received:** 511
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $158,307
- **Average Borrower Income:** $63,261
- **Average Property Value:** $182,495

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| FHA | 80/100 | 396 | +1.038% | $1,924 | Strong 😀 |
| VA | 69/100 | 33 | - | - | Strong 😀 |
| USDA | 84/100 | 68 | +1.027% | $2,222 | Exceptional 🤩 |

### Product Performance by Purpose

**FHA:**
- Purchase: 358 loans, Score: 79/100 (Strong)
- Refinance: 38 loans, Score: 75/100 (Strong)

**VA:**
- Purchase: 30 loans, Score: 68/100 (Strong)

**USDA:**
- Purchase: 67 loans, Score: 84/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 69/100 | 456 | $70M | +1.033% | Strong 😀 |
| Refinance | 58/100 | 43 | $9M | - | Sound ☺️ |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 424 | 88/100 |
| Arecibo, PR | PR | 29 | 70/100 |
| Ponce, PR | PR | 18 | 56/100 |
| Aguadilla, PR | PR | 11 | 44/100 |

## Where This Lender Ranks

METRO ISLAND MORTGAGE, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Arecibo, PR for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥉 **#3** in Aguadilla, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/aguadilla-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#4** in Arecibo, PR Mortgage Companies
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Arecibo, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in San Juan for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#5** in San Juan for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Arecibo, PR for USDA Loans
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/usda-loans)
- 🏆 **#6** in San Juan Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies)
- 🏆 **#6** in Ponce, PR for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Aguadilla, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/aguadilla-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#7** in Arecibo, PR
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders)
- 🏆 **#7** in Arecibo, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in San Juan for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in San Juan for USDA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/usda-loans)
- 🏆 **#9** in San Juan for VA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/va-loans)
- 🏆 **#9** in Ponce, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/ponce-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#10** in San Juan
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders)
- 🏆 **#11** in San Juan for FHA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does METRO ISLAND MORTGAGE, INC. offer?

METRO ISLAND MORTGAGE, INC. offers the following mortgage loan types: FHA, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is METRO ISLAND MORTGAGE, INC.?

METRO ISLAND MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SAN JUAN, PR.

### What is METRO ISLAND MORTGAGE, INC.'s loan approval success rate?

METRO ISLAND MORTGAGE, INC. has a pull-through score of 90/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/metro-island-mortgage

### How to Cite

> "METRO ISLAND MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/metro-island-mortgage

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