# METROPLEX MORTGAGE SERVICES, INC.

> **Canonical URL:** https://saferate.com/lenders/metroplex-mortgage-services


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


METROPLEX MORTGAGE SERVICES, INC. is a independent mortgage company, headquartered in SAINT PETERSBURG, FL, serving borrowers across 3 states, with 178 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 78% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 44% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300TVLFC2SSLVOP06
- **Headquarters:** SAINT PETERSBURG, FL
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** AL, FL, TX
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 22/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.268%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,724
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 178
- **Dollar Volume:** $44 million
- **Applications Received:** 236
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $244,551
- **Average Borrower Income:** $91,972
- **Average Property Value:** $277,321

## Safe Rate Awards 🏆

- ⭐ **Refinance Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 51 | +0.358% | $3,824 | Sound ☺️ |
| FHA | 57/100 | 15 | +0.491% | $4,293 | Sound ☺️ |
| VA | 70/100 | 37 | -0.126% | $2,986 | Strong 😀 |
| USDA | 86/100 | 75 | +0.251% | $3,746 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 37 loans, Score: 43/100 (Sound)

**VA:**
- Purchase: 29 loans, Score: 69/100 (Strong)

**USDA:**
- Purchase: 58 loans, Score: 85/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 135 | $33M | +0.366% | Sound ☺️ |
| Refinance | 61/100 | 43 | $10M | -0.055% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 176 | 0.06% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Sebring, FL | FL | 93 | 100/100 |
| Non |  | 25 | 37/100 |
| Homosassa Springs, FL | FL | 17 | 64/100 |

## Where This Lender Ranks

METROPLEX MORTGAGE SERVICES, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Homosassa Springs, FL for USDA Loans
  - [View Full Rankings](https://saferate.com/homosassa-springs-fl/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Homosassa Springs, FL for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/homosassa-springs-fl/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Sebring, FL for USDA Loans
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Sebring, FL for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Sebring, FL for VA Loans
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/va-loans)
- 🏆 **#4** in Sebring, FL for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#7** in Sebring, FL Mortgage Companies
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Sebring, FL
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders)
- 🏆 **#11** in Sebring, FL for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#13** in Sebring, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#16** in Sebring, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/fha-loans)
- 🏆 **#17** in Sebring, FL for Conventional Loans
  - [View Full Rankings](https://saferate.com/sebring-fl/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does METROPLEX MORTGAGE SERVICES, INC. offer?

METROPLEX MORTGAGE SERVICES, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does METROPLEX MORTGAGE SERVICES, INC. offer mortgages?

METROPLEX MORTGAGE SERVICES, INC. offers mortgages in 3 states: AL, FL, TX.

### How competitive are METROPLEX MORTGAGE SERVICES, INC.'s mortgage rates?

METROPLEX MORTGAGE SERVICES, INC. has a pricing score of 22/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.268% above market average.

### What type of lender is METROPLEX MORTGAGE SERVICES, INC.?

METROPLEX MORTGAGE SERVICES, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SAINT PETERSBURG, FL.

### What is METROPLEX MORTGAGE SERVICES, INC.'s loan approval success rate?

METROPLEX MORTGAGE SERVICES, INC. has a pull-through score of 56/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/metroplex-mortgage-services

### How to Cite

> "METROPLEX MORTGAGE SERVICES, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/metroplex-mortgage-services

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