# Midwest Mortgage Associates Corporation

> **Canonical URL:** https://saferate.com/lenders/midwest-mortgage-associates


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Midwest Mortgage Associates Corporation is a independent mortgage company, headquartered in Colorado Springs, CO, serving borrowers across 17 states, with 709 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 53% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300NFA0VY9215VV25
- **Headquarters:** Colorado Springs, CO
- **Geographic Reach:** Multi-Region
- **States Served:** 17
- **State List:** AR, AZ, CO, FL, GA, IA, IN, KS, KY, LA, MO, NC, OK, SC, TN, TX, VA
- **Markets (MSAs):** 12
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.373%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,808
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 709
- **Dollar Volume:** $176 million
- **Applications Received:** 1,100
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $248,032
- **Average Borrower Income:** $106,159
- **Average Property Value:** $291,417

## Safe Rate Awards 🏆

- 💎 **USDA Diamond Champion** (84%)
- ⭐ **VA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 56/100 | 326 | +0.328% | $2,130 | Sound ☺️ |
| FHA | 74/100 | 236 | +0.671% | $1,419 | Strong 😀 |
| VA | 71/100 | 99 | -0.229% | $2,004 | Strong 😀 |
| USDA | 81/100 | 48 | +0.286% | $454 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 299 loans, Score: 57/100 (Sound)
- Refinance: 27 loans, Score: 35/100 (Acceptable)

**FHA:**
- Purchase: 232 loans, Score: 75/100 (Strong)

**VA:**
- Purchase: 95 loans, Score: 71/100 (Strong)

**USDA:**
- Purchase: 48 loans, Score: 81/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 67/100 | 674 | $166M | +0.401% | Strong 😀 |
| Refinance | 35/100 | 35 | $10M | +0.079% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MO | 440 | 0.59% | 79/100 |
| KS | 60 | 0.20% | 64/100 |
| FL | 53 | 0.02% | 51/100 |
| TX | 49 | 0.01% | 50/100 |
| OK | 38 | 0.09% | 55/100 |
| CO | 23 | 0.03% | 47/100 |
| AR | 17 | 0.05% | 46/100 |
| TN | 12 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 286 | 69/100 |
| Kansas City, MO | MO-KS | 102 | 67/100 |
| Joplin, MO | MO-KS | 51 | 65/100 |
| Columbia, MO | MO | 45 | 67/100 |
| Oklahoma City, OK | OK | 30 | 55/100 |
| Dallas | TX | 26 | 49/100 |
| Jefferson City, MO | MO | 21 | 56/100 |
| Pueblo, CO | CO | 19 | 54/100 |
| Tampa, FL | FL | 14 | 43/100 |
| Lakeland | FL | 13 | 45/100 |
| Fort Worth | TX | 12 | 42/100 |
| Orlando | FL | 10 | 39/100 |

## Where This Lender Ranks

Midwest Mortgage Associates Corporation appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in Missouri for USDA Loans
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders/usda-loans)
- 🏆 **#5** in Missouri for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#6** in Columbia, MO Mortgage Companies
  - [View Full Rankings](https://saferate.com/columbia-mo/best-mortgage-lenders/mortgage-companies)
- 🏆 **#7** in Joplin, MO Mortgage Companies
  - [View Full Rankings](https://saferate.com/joplin-mo/best-mortgage-lenders/mortgage-companies)
- 🏆 **#7** in Columbia, MO for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/columbia-mo/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Jefferson City, MO Mortgage Companies
  - [View Full Rankings](https://saferate.com/jefferson-city-mo/best-mortgage-lenders/mortgage-companies)
- 🏆 **#7** in Jefferson City, MO for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jefferson-city-mo/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Joplin, MO for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/joplin-mo/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Columbia, MO for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/columbia-mo/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Jefferson City, MO for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jefferson-city-mo/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Jefferson City, MO for FHA Loans
  - [View Full Rankings](https://saferate.com/jefferson-city-mo/best-mortgage-lenders/fha-loans)
- 🏆 **#9** in Columbia, MO for FHA Loans
  - [View Full Rankings](https://saferate.com/columbia-mo/best-mortgage-lenders/fha-loans)
- 🏆 **#10** in Jefferson City, MO
  - [View Full Rankings](https://saferate.com/jefferson-city-mo/best-mortgage-lenders)
- 🏆 **#11** in Joplin, MO
  - [View Full Rankings](https://saferate.com/joplin-mo/best-mortgage-lenders)
- 🏆 **#12** in Joplin, MO for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/joplin-mo/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#12** in Joplin, MO for FHA Loans
  - [View Full Rankings](https://saferate.com/joplin-mo/best-mortgage-lenders/fha-loans)
- 🏆 **#12** in Columbia, MO
  - [View Full Rankings](https://saferate.com/columbia-mo/best-mortgage-lenders)
- 🏆 **#15** in Jefferson City, MO for Conventional Loans
  - [View Full Rankings](https://saferate.com/jefferson-city-mo/best-mortgage-lenders/conventional-loans)
- 🏆 **#16** in Pueblo, CO for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/pueblo-co/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#18** in Pueblo, CO for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/pueblo-co/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does Midwest Mortgage Associates Corporation offer?

Midwest Mortgage Associates Corporation offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Midwest Mortgage Associates Corporation offer mortgages?

Midwest Mortgage Associates Corporation offers mortgages in 17 states: AR, AZ, CO, FL, GA, IA, IN, KS, KY, LA, MO, NC, OK, SC, TN, TX, VA.

### How competitive are Midwest Mortgage Associates Corporation's mortgage rates?

Midwest Mortgage Associates Corporation has a pricing score of 47/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.373% above market average.

### What type of lender is Midwest Mortgage Associates Corporation?

Midwest Mortgage Associates Corporation is a non-depository lender that specializes in mortgage origination, headquartered in Colorado Springs, CO.

### What is Midwest Mortgage Associates Corporation's loan approval success rate?

Midwest Mortgage Associates Corporation has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/midwest-mortgage-associates

### How to Cite

> "Midwest Mortgage Associates Corporation Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/midwest-mortgage-associates

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