# MILESTONE HOME LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/milestone-home-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MILESTONE HOME LENDING, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 4 states, with 271 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 42% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300QSOO0QJ7R1VQ66
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** FL, IL, IN, MI
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.630%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,324
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 271
- **Dollar Volume:** $76 million
- **Applications Received:** 377
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $282,085
- **Average Borrower Income:** $117,635
- **Average Property Value:** $326,255

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 43/100 | 167 | +0.625% | $3,291 | Sound ☺️ |
| FHA | 64/100 | 79 | +0.850% | $3,429 | Strong 😀 |
| VA | 62/100 | 24 | +0.046% | $3,265 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 163 loans, Score: 46/100 (Sound)

**FHA:**
- Purchase: 77 loans, Score: 64/100 (Strong)

**VA:**
- Purchase: 21 loans, Score: 62/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 53/100 | 262 | $74M | +0.625% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 268 | 0.29% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Indianapolis | IN | 235 | 83/100 |
| Bloomington, IN | IN | 14 | 50/100 |

## Where This Lender Ranks

MILESTONE HOME LENDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#14** in Bloomington, IN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bloomington-in/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does MILESTONE HOME LENDING, LLC offer?

MILESTONE HOME LENDING, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MILESTONE HOME LENDING, LLC offer mortgages?

MILESTONE HOME LENDING, LLC offers mortgages in 4 states: FL, IL, IN, MI.

### How competitive are MILESTONE HOME LENDING, LLC's mortgage rates?

MILESTONE HOME LENDING, LLC has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.630% above market average.

### What type of lender is MILESTONE HOME LENDING, LLC?

MILESTONE HOME LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is MILESTONE HOME LENDING, LLC's loan approval success rate?

MILESTONE HOME LENDING, LLC has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/milestone-home-lending

### How to Cite

> "MILESTONE HOME LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/milestone-home-lending

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