# MISSION

> **Canonical URL:** https://saferate.com/lenders/mission


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MISSION is a credit union, headquartered in San Diego, CA, with 405 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 7% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 40% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300DXSALP2TGZBQ16
- **Headquarters:** San Diego, CA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 93/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 60/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.820%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $-704
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 405
- **Dollar Volume:** $352 million
- **Applications Received:** 615
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $869,889
- **Average Borrower Income:** $256,059
- **Average Property Value:** $1,151,617

## Safe Rate Awards 🏆

- 💎 **Jumbo Diamond Champion** (84%)
- ⭐ **Conventional Gold Superstar** (65%)
- ⭐ **Purchase Gold Superstar** (71%)
- ⭐ **Refinance Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 56/100 | 277 | -0.754% | $-474 | Sound ☺️ |
| Jumbo | 82/100 | 128 | -1.021% | $-1,401 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 250 loans, Score: 57/100 (Sound)
- Refinance: 27 loans, Score: 41/100 (Sound)

**Jumbo:**
- Purchase: 115 loans, Score: 82/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 61/100 | 365 | $319M | -0.824% | Strong 😀 |
| Refinance | 47/100 | 40 | $33M | -0.790% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 405 | 0.14% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Diego | CA | 396 | 88/100 |

## Where This Lender Ranks

MISSION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in San Diego Credit Unions
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in San Diego for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥈 **#2** in San Diego for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in San Diego for Jumbo Loans
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/jumbo-loans)
- 🏆 **#5** in San Diego
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders)
- 🏆 **#14** in San Diego for Conventional Loans
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does MISSION offer?

MISSION offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MISSION offer mortgages?

MISSION offers mortgages in 1 states: CA.

### How competitive are MISSION's mortgage rates?

MISSION has a pricing score of 93/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.820% below market average.

### What type of lender is MISSION?

MISSION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in San Diego, CA.

### What is MISSION's loan approval success rate?

MISSION has a pull-through score of 60/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mission

### How to Cite

> "MISSION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mission

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**[View Interactive Profile →](https://saferate.com/lenders/mission)**