# MK LENDING CORP.

> **Canonical URL:** https://saferate.com/lenders/mk-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MK LENDING CORP. is a independent mortgage company, headquartered in NORTH HOLLYWOOD, CA, serving borrowers across 9 states, with 715 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 81% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300CXZHD5OTAISA91
- **Headquarters:** NORTH HOLLYWOOD, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 9
- **State List:** AZ, CA, FL, GA, MD, NJ, TX, VA, WA
- **Markets (MSAs):** 10
- **Primary Channel:** wholesale
- **Direct Origination:** 10.2%
- **Brokered/Wholesale:** 89.8%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 19/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.517%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,741
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 715
- **Dollar Volume:** $424 million
- **Applications Received:** 1,255
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $592,371
- **Average Borrower Income:** $233,260
- **Average Property Value:** $888,077

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 56/100 | 612 | +0.468% | $3,730 | Sound ☺️ |
| FHA | 61/100 | 69 | +0.684% | $3,855 | Strong 😀 |
| Jumbo | 69/100 | 34 | +1.213% | $3,577 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 433 loans, Score: 54/100 (Sound)
- Refinance: 179 loans, Score: 62/100 (Strong)

**FHA:**
- Purchase: 60 loans, Score: 60/100 (Sound)

**Jumbo:**
- Purchase: 26 loans, Score: 69/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 55/100 | 519 | $325M | +0.506% | Sound ☺️ |
| Refinance | 61/100 | 196 | $99M | +0.551% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 609 | 0.21% | 77/100 |
| VA | 29 | 0.03% | 49/100 |
| MD | 18 | 0.03% | 44/100 |
| TX | 18 | 0.01% | 39/100 |
| AZ | 16 | 0.02% | 43/100 |
| GA | 12 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 228 | 78/100 |
| Riverside | CA | 136 | 71/100 |
| Anaheim | CA | 99 | 72/100 |
| Oakland | CA | 34 | 57/100 |
| San Diego | CA | 33 | 55/100 |
| Arlington | VA-WV | 28 | 52/100 |
| Phoenix | AZ | 15 | 43/100 |
| San Francisco | CA | 15 | 48/100 |
| San Jose | CA | 12 | 44/100 |
| Atlanta | GA | 11 | 39/100 |

## Frequently Asked Questions

### What loan types does MK LENDING CORP. offer?

MK LENDING CORP. offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MK LENDING CORP. offer mortgages?

MK LENDING CORP. offers mortgages in 9 states: AZ, CA, FL, GA, MD, NJ, TX, VA, WA.

### How competitive are MK LENDING CORP.'s mortgage rates?

MK LENDING CORP. has a pricing score of 19/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.517% above market average.

### What type of lender is MK LENDING CORP.?

MK LENDING CORP. is a non-depository lender that specializes in mortgage origination, headquartered in NORTH HOLLYWOOD, CA.

### What is MK LENDING CORP.'s loan approval success rate?

MK LENDING CORP. has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mk-lending

### How to Cite

> "MK LENDING CORP. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mk-lending

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